Spectacular desert sights, awe-inspiring mountains, and thriving communities await you in Arizona!
From big cities to smaller towns, from tiny homes to modular homes there’s a perfect home for everyone here. NewHomeSource has identified the top 10 most affordable cities in Arizona to help you make the best financial decision when buying or building a house in Arizona.
1. Douglas
- Home Price to Income Ratio: 2.82
- Average Property Tax: $832
- Median Household Income: $35,514
Come down to Douglas, the most affordable city in Arizona! Douglas is a small community located along the U.S.-Mexico border. Visitors and residents alike will enjoy the local art museum, golf course, and parks.
2. Bullhead City
- Home Price to Income Ratio: 3.38
- Average Property Tax: $884
- Median Household Income: $41,507
Bullhead City is home to approximately 40,000 residents. Residing along the Colorado River, Bullhead City pays homage to this river at the Colorado River Museum. Looking for more entertainment? Check out Don Laughlin’s Classic Car Museum, Davis Camp Park, and Bullhead City Community Park.
3. Coolidge
- Home Price to Income Ratio: 2.30
- Average Property Tax: $860
- Median Household Income: $49,266
Drive southeast of Phoenix and you’ll find yourself in Coolidge, the next city on our list. The most notable feature of Coolidge is the Casa Grande Ruins National Monument, which was the first historical monument granted protection by the U.S. Government. Learn more about the area’s geologic features at the Pinal Geology & Mineral Museum.
4. Apache Junction
- Home Price to Income Ratio: 2.31
- Average Property Tax: $803
- Median Household Income: $45,653
Apache Junction is about 30 miles east of Phoenix; if you’d prefer to live near the capital city without the big city rush, Apache Junction is an excellent choice. This city is a gateway to some of Arizona’s most beautiful desert sights. Enjoy hiking the peaks, checking out a ghost town, and camping under a blanket of stars.
5. Eloy
- Home Price to Income Ratio: 2.51
- Average Property Tax: $761
- Median Household Income: $39,835
Roughly 50 miles northwest of Tucson is Eloy. Get a bird’s eye view of the Arizona desert at Sawtooth Dropzone or Skydive Arizona, two of the most popular local skydiving centers.
6. Kingman
- Home Price to Income Ratio: 3.12
- Average Property Tax: $963
- Median Household Income: $49,029
The city of Kingman is located along Route 66; learn more about the famous road’s history and significance at the Route 66 Museum. If you’re hankering for more great museums, check out the Mohave Museum of History and Art and the Kingman Railroad Museum. From its golf courses, parks, and good eats, there’s always something to suit your taste in Kingman.
7. Nogales
- Home Price to Income Ratio: 4.08
- Average Property Tax: $922
- Median Household Income: $29,339
Nogales is another community located along the U.S.-Mexico border. Enjoy the recreation centers, sports fields, and local attractions such as the Pimeria Alta Historical Society Museum. If you’re looking for a change of pace from desert scenery, the Las Lagunas de Anza Wetlands at the city’s northern border is perfect.
8. Florence
- Home Price to Income Ratio: 3.10
- Average Property Tax: $1,167
- Median Household Income: $49,534
You will quickly discover there are plenty of fun times to be had in Florence. History buffs will love living here; Florence is home to 25 buildings listed on the National Register of Historic Places. Visit the Pinal County Historical Museum to learn more about the city’s historic district; or hike up the trails to Poston Butte, one of the local mountain peaks. Florence residents get to enjoy golf courses, parks, and even rodeo grounds.
9. Casa Grande
- Home Price to Income Ratio: 2.85
- Average Property Tax: $1,143
- Median Household Income: $52,841
Casa Grande is a short distance to other cities on our list like Coolidge and Eloy. Outdoor enthusiasts enjoy hiking along Peart Road Trailhead, walking through local parks like Burruss Park and Villago Park, or playing a round of golf at Mission Royale Golf Course. For a dazzling night display, check out Casa Grande Neon Sign Park.
10. San Luis
- Home Price to Income Ratio: 3.15
- Average Property Tax: $1,045
- Median Household Income: $37,255
Rounding out our top 10 list of most affordable cities in Arizona is San Luis. Located in the southwest corner of Arizona, San Luis is home to great restaurants, a park, and a recreation center. Get to know your neighbors at the annual Holiday of Lights Parade in winter, or familiarize yourself with local plant life at the Robert J. Moody Demonstration Garden. No matter your hobby, San Luis has something for you!
Cities With Best Home-Price-to-Income Ratio
While the list above is sorted by the lowest overall cost of living index, the following cities have the lowest home-price-to-income ratio, meaning you can get more home for your money.
- Coolidge
- Apache Junction
- Eloy
Other Arizona Resources
Sarah graduated from Trinity University in 2012 with a degree in International Relations and Political Science. She writes blogs on new homes, decor, communities, and more for NewHomeSource. When she’s not writing, you can find her spending time with her three cats.
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