10 Most Affordable Places to Live in Arizona

Spectacular desert sights, awe-inspiring mountains, and thriving communities await you in Arizona! From big cities to smaller towns, there’s a perfect home for everyone here. NewHomeSource has identified the top 10 most affordable cities in Arizona to help you make the best financial decision when buying or building a house in Arizona.

1. Douglas

Home Price to Income Ratio: 2.82

Average Property Tax: $832

Median Household Income: $35,514

Come down to Douglas, the most affordable city in Arizona! Douglas is a small community located along the U.S.-Mexico border. Visitors and residents alike will enjoy the local art museum, golf course, and parks.

2. Bullhead City

Home Price to Income Ratio: 3.38

Average Property Tax: $884

Median Household Income: $41,507

Bullhead City is home to approximately 40,000 residents. Residing along the Colorado River, Bullhead City pays homage to this river at the Colorado River Museum. Looking for more entertainment? Check out Don Laughlin’s Classic Car Museum, Davis Camp Park, and Bullhead City Community Park.

3. Coolidge

Home Price to Income Ratio: 2.30

Average Property Tax: $860

Median Household Income: $49,266

Drive southeast of Phoenix and you’ll find yourself in Coolidge, the next city on our list. The most notable feature of Coolidge is the Casa Grande Ruins National Monument, which was the first historical monument granted protection by the U.S. Government. Learn more about the area’s geologic features at the Pinal Geology & Mineral Museum.

4. Apache Junction

Home Price to Income Ratio: 2.31

Average Property Tax: $803

Median Household Income: $45,653

Apache Junction is about 30 miles east of Phoenix; if you’d prefer to live near the capital city without the big city rush, Apache Junction is an excellent choice. This city is a gateway to some of Arizona’s most beautiful desert sights. Enjoy hiking the peaks, checking out a ghost town, and camping under a blanket of stars.

5. Eloy

Home Price to Income Ratio: 2.51

Average Property Tax: $761

Median Household Income: $39,835

Roughly 50 miles northwest of Tucson is Eloy. Get a bird’s eye view of the Arizona desert at Sawtooth Dropzone or Skydive Arizona, two of the most popular local skydiving centers. 

6. Kingman

Home Price to Income Ratio: 3.12

Average Property Tax: $963

Median Household Income: $49,029

The city of Kingman is located along Route 66; learn more about the famous road’s history and significance at the Route 66 Museum. If you’re hankering for more great museums, check out the Mohave Museum of History and Art and the Kingman Railroad Museum. From its golf courses, parks, and good eats, there’s always something to suit your taste in Kingman.

7. Nogales

Home Price to Income Ratio: 4.08

Average Property Tax: $922

Median Household Income: $29,339

Nogales is another community located along the U.S.-Mexico border. Enjoy the recreation centers, sports fields, and local attractions such as the Pimeria Alta Historical Society Museum. If you’re looking for a change of pace from desert scenery, the Las Lagunas de Anza Wetlands at the city’s northern border is perfect.

8. Florence

Home Price to Income Ratio: 3.10

Average Property Tax: $1,167

Median Household Income: $49,534

You will quickly discover there are plenty of fun times to be had in Florence. History buffs will love living here; Florence is home to 25 buildings listed on the National Register of Historic Places. Visit the Pinal County Historical Museum to learn more about the city’s historic district; or hike up the trails to Poston Butte, one of the local mountain peaks. Florence residents get to enjoy golf courses, parks, and even rodeo grounds.

9. Casa Grande

Home Price to Income Ratio: 2.85

Average Property Tax: $1,143

Median Household Income: $52,841

Casa Grande is a short distance to other cities on our list like Coolidge and Eloy. Outdoor enthusiasts enjoy hiking along Peart Road Trailhead, walking through local parks like Burruss Park and Villago Park, or playing a round of golf at Mission Royale Golf Course. For a dazzling night display, check out Casa Grande Neon Sign Park.

10. San Luis

Home Price to Income Ratio: 3.15

Average Property Tax: $1,045

Median Household Income: $37,255

Rounding out our top 10 list of most affordable cities in Arizona is San Luis. Located in the southwest corner of Arizona, San Luis is home to great restaurants, a park, and a recreation center. Get to know your neighbors at the annual Holiday of Lights Parade in winter, or familiarize yourself with local plant life at the Robert J. Moody Demonstration Garden. No matter your hobby, San Luis has something for you!

Cities with Best Home-Price-to-Income Ratio

While the list above is sorted by the lowest overall cost of living index, the following cities have the lowest home-price-to-income ratio, meaning you can get more home for your money.

• Coolidge
• Apache Junction
• Eloy