The beautiful, coastal state of Florida is an iconic retirement destination with abundant attractions and outdoor activities. Drawn by great weather, unbeatable golf courses, swaying palm trees and white sand beaches, retirees love the simultaneously exciting, active, and relaxing lifestyle perks that Florida has to offer residents.
Thinking of an appealing yet reasonable destination where you can enjoy your golden years? Consider starting the next chapter of your life in the Sunshine State. With the amazing amenities geared towards retirees, it’s no wonder that some of the best cities to retire in America are in Florida.
Top 10 Cities to Retire in Florida
1. Fort Pierce
Percentage of the Population Over 65: 17.9%
Median Home Value: $113,600
Most Recent Annual Number of Violent Crimes: 260
Most Recent Annual Number of Property Crimes: 1,377
Number of Hospitals Within One Mile of the City: 6
If you spent your days at the office dreaming of a beach side retirement, Fort Pierce is the perfect community for you. Fort Pierce, a name that rolls off the tongue like a gentle ocean wave, is a diamond tucked into Florida’s Treasure Coast. Nestled midway between the bustling metropolises of Miami and Orlando, it offers a serene escape without sacrificing convenience.
They call it the “Sunrise City,” a moniker earned from its position as one of the first places in the continental United States to greet the dawn. This idyllic coastal town in the Port St. Lucie Area has an incredibly low median home price, so get ready to embrace your inner beach bum and enjoy fun in the sun during your golden years.
Fort Pierce is more than just a pretty sunrise. It’s a place where time seems to slow down, where the rhythm of life is dictated by the tides rather than traffic jams. The city is a historian’s dream, with the Florida Railroad Museum and the Indian River County Historical Society showcasing the region’s rich past. For nature lovers, the St. Lucie County Aquarium offers a glimpse into the underwater world, while the Florida Botanical Garden is a tranquil oasis.
But Fort Pierce isn’t just about the past. It is a city that’s embracing the future without forgetting its roots. The dining scene is a delightful surprise, with everything from fresh seafood shacks to international cuisine. Shopping enthusiasts will find a mix of boutique stores and familiar chains. And for those seeking an active lifestyle, there’s golf, tennis, and pickleball galore. The area boasts several top-notch courses and clubs, catering to all skill levels.
As the sun dips below the horizon, Fort Pierce transforms into a haven for relaxation. There’s live music, art walks, and a vibrant cultural scene. The city is also a magnet for retirees, offering a host of senior centers, wellness programs, and social activities. And when the grandkids come to visit, there’s plenty to keep them entertained, from beaches and water parks to museums and zoos.
Fort Pierce is the perfect balance of tranquility and excitement, affordability, and quality of life. It is a place where you can spend your days fishing, your afternoons volunteering, and your evenings enjoying the company of friends, new and old. In Fort Pierce, retirement isn’t just a chapter, it is a new adventure.
2. Lauderdale Lakes
Percentage of the Population Over 65: 16.6%
Median Home Value: $119,800
Most Recent Annual Number of Violent Crimes: 331
Most Recent Annual Number of Property Crimes: 975
Number of Hospitals Within One Mile of the City: 6
Lauderdale Lakes is an affordable and safe community in the Fort Lauderdale area. Retirees can take advantage of its low median home price and reasonable cost of living, so you can make a fixed income last longer while still getting to enjoy the luxurious beach retirement without a scary price tag.
Lauderdale Lakes, a name that might evoke images of sun-kissed beaches and oceanfront high-rises, is actually a quiet, unassuming slice of Florida life tucked away in Broward County. It is a world away from the glitz and glamour of Miami, its more famous neighbor just a short drive to the south.
While it lacks the headline-grabbing allure of its coastal counterparts, Lauderdale Lakes possesses a certain charm that is often overlooked. It is the kind of place where you can enjoy a leisurely morning stroll without dodging crowds, where the pace of life is more of a gentle amble than a sprint. The city is a melting pot of cultures, a fact reflected in its diverse dining scene and vibrant community life.
Senior centers and services cater to your needs, from fitness classes and social activities to healthcare and transportation. And while Lauderdale Lakes may not boast world-class museums or theme parks, its proximity to Fort Lauderdale and Miami ensures that you are never far from cultural and entertainment options.
If you are craving the simple pleasures like a round of golf with friends, a cup of coffee on the lanai, or a relaxing stroll at the park, Lauderdale Lakes is for you! It is a community that values its residents and offers a supportive environment for those entering a new chapter of life.
3. Largo
Percentage of the Population Over 65: 25.9%
Median Home Value: $124,700
Most Recent Annual Number of Violent Crimes: 329
Most Recent Annual Number of Property Crimes: 2,348
Number of Hospitals Within One Mile of the City: 21
If you want to live in a beautiful oceanfront town that is off the beaten path, and will allow you to remain within your budget, then check out Largo. Seriously, this charming city in Pinellas County has something for everybody. Largo, Florida, is a sun-drenched slice of Americana nestled on the western coast of the Sunshine State. It is a place where the pace slows, and worries wither under the relentless warmth. Largo shares a backyard with Tampa Bay and stands as a convenient neighbor to the more frenetic energy of Tampa and St. Petersburg.
Don’t be fooled by its laid-back charm. Largo is a well-kept secret among retirees. It is a city that understands the golden years aren’t about adrenaline; they’re about appreciation. The weather is a constant invitation to explore the outdoors, with parks like John S. Taylor Park offering everything from walking trails to picnic areas. And if you crave something more structured, the Florida Botanical Garden is a living masterpiece.
It is a short drive to the Dali Museum in St. Petersburg, a surrealist’s paradise. Closer to home, the Heritage Village Historical Museum offers a glimpse into Florida’s past. For entertainment, there is a mix of local theater, live music venues, and the ever-present allure of the Gulf. And when it comes to dining, Largo offers a surprising variety.
The city has a keen understanding of its senior population. There are senior centers offering everything from fitness classes to social events. Golf, tennis, and pickleball are readily available, and the healthcare system is robust. Age gracefully, surrounded by like-minded individuals. Take the grandkids to Clearwater Marine Aquarium. They will love its star attraction, Winter, the dolphin. Additionally, let’s not forget the beaches, where building sandcastles and chasing seagulls are timeless pastimes.
Largo isn’t just a place to retire; it’s a lifestyle. It is about trading stress for serenity, complexity for comfort. While other retirement destinations might promise glitz and glamour, Largo offers something far more precious: peace of mind.
4. Haines City
Percentage of the Population Over 65: 13.8%
Median Home Value: $141,400
Most Recent Annual Number of Violent Crimes: 45
Most Recent Annual Number of Property Crimes: 493
Number of Hospitals Within One Mile of the City: 10
Haines City is a comfortable under-the-radar suburb of Orlando that fosters a welcoming community for retirees. This affordable town on the banks of Lake Eva offers you the chance to live a life you love outside of an amazing metropolitan hub in central Florida. Imagine a place where the sun kisses your skin with a gentle warmth, where folks wave as you drive by, and where the biggest worry is deciding whether to hit the golf course or the fishing pier. That’s Haines City.
This unassuming town is the heart of Polk County, a region that’s more famous for its citrus groves than its city lights. But don’t let that fool you. Haines City has a charm all its own. It is a place where retirement dreams take root and blossom. Sure, you’ve got the classic Florida attractions nearby—Disney, Universal, and the beaches—but Haines City offers a quieter, more authentic Floridian experience. Think serene lakes, lush parks, and a tight-knit community that welcomes newcomers with open arms.
The dining scene is a delightful mix of mom-and-pop diners serving up hearty comfort food and upscale restaurants offering a taste of Florida’s fresh seafood. Shopping is an easy affair, with everything from quaint boutiques to big-box stores within reach. And for those who crave culture, the Polk Museum of Art in Lakeland offers a world-class collection.
Love the outdoors? You can spend your days casting a line in one of the many lakes, teeing off at one of the area’s championship golf courses, or exploring the hiking and biking trails at nearby Lake Wales State Park. When your grandkids come to visit, there’s LEGOLAND Florida, Busch Gardens Tampa Bay, and the Kennedy Space Center, all within driving distance. And if you’re looking to stay active and social, Haines City boasts a number of senior centers offering everything from fitness classes to card games.
Haines City is the best of both worlds: the laid-back charm of a small town combined with the convenience of big-city amenities. Truly enjoy your golden years without breaking the bank.
5. Ocala
Percentage of the Population Over 65: 18.1%
Median Home Value: $142,200
Most Recent Annual Number of Violent Crimes: 514
Most Recent Annual Number of Property Crimes: 2,554
Number of Hospitals Within One Mile of the City: 4
Active adults will love retiring in Ocala. Easy access to the scenic wonderland of Ocala National Forest and Florida’s West Coast mean you can enjoy the best of the state’s natural setting. If you are looking for the ultimate horse show adventure, you are in luck; the city is home to the World Equestrian Center. But that’s not all; pristine natural mineral springs are the jewels of Ocala. Here you will find it easy to get outdoors, stay active, and have a healthy lifestyle well into your golden years.
Ocala is nestled in the heart of the Sunshine State, about two hours from Orlando, Jacksonville, and Daytona Beach. They call it the “Horse Capital of the World” with its beautiful horse farms. Imagine waking up to the gentle clip-clop of horse hooves, the sweet scent of orange blossoms, and the promise of endless blue skies.
For those who crave culture, the Appleton Museum of Art is a must-see. It is a treasure trove of American and European masterpieces, from ancient to contemporary. History buffs will enjoy the Ocala History Center, a portal to the region’s past. And if you’re more of an outdoor enthusiast, the Florida Horse Park is a sprawling wonderland of equestrian events and activities.
Nature lovers will be in heaven. The Ocala National Forest, a sprawling wilderness of lakes, rivers, and trails, is your backyard. Kayaking, fishing, hiking, and camping are just the beginning. For a more leisurely pace, explore the Silver Springs State Park, where you can glass-bottom boat over crystal-clear waters teeming with aquatic life.
And let’s not forget the golden years. Ocala offers countless golf courses, tennis courts, and pickleball facilities. The city also boasts a thriving community of seniors where friendships are built over social events, hobbies, and physical activities. Living close to theme parks, making memories with the grandchildren is easy.
Rediscover the simple pleasures of life in Ocala. Create your version of the Florida retirement lifestyle you desire.
6. Titusville
Percentage of the Population Over 65: 22.5%
Median Home Value: $143,700
Most Recent Annual Number of Violent Crimes: 377
Most Recent Annual Number of Property Crimes: 1,492
Number of Hospitals Within One Mile of the City: 5
Titusville is a charming historic town on the Atlantic seaboard. Titusville, Florida, is where the Space Coast begins. It is not Cape Canaveral, with its rocket launches and NASA fanfare. No, Titusville is the quiet, unassuming launchpad for countless retirees seeking a new orbit. You will find it nestled in Brevard County, a stone’s throw from the larger cities of Orlando and Melbourne.
This down-to-earth city offers retirees a low cost of living, especially for a coastal community. Get ready to enjoy the white sand, beach retirement you always wanted in Titusville. Watch a sunrise over the Indian River, feel the gentle ocean breeze, and forget about the world’s noise. It is known for its proximity to the Kennedy Space Center, of course, but it’s also a haven for nature lovers, boaters, and those who simply want to slow down.
Spend your mornings exploring the Indian River Lagoon, kayaking through mangrove tunnels or fishing for redfish. Or perhaps you’d prefer a leisurely bike ride along the Florida Coast-to-Coast Trail. The area boasts several museums, including the Kennedy Space Center Visitor Complex for the space enthusiast, and the Brevard Museum of History and Natural Science for a dose of local lore.
When it comes to outdoor recreation, Titusville is a goldmine. There are state parks aplenty, like Canaveral National Seashore for beachcombing and wildlife watching, and Merritt Island National Wildlife Refuge for birdwatching and hiking. There are an abundance of public and private golf courses with stunning views and just the right amount of challenge.
Enjoy a waterfront dinner, catch a live show at a local theater, or simply mingle with friends at a community center. Titusville has a growing arts scene, with galleries and art festivals popping up regularly. Nearby beaches, theme parks, and Kennedy Space Center will create fun times with the grandkids.
Healthcare in Titusville is solid, with several hospitals and medical centers in the area. The city also boasts a strong network of senior centers offering a variety of activities, from fitness classes to social gatherings. It is the perfect balance of excitement and serenity.
Live close to the action but far enough removed to enjoy a peaceful lifestyle. In Titusville, be as active or as laid-back as you want. Find a community of people who appreciate the same things you do: sun, sand, and a slower pace of life.
7. Palm Springs
Percentage of the Population Over 65: 12.3%
Median Home Value: $148,800
Most Recent Annual Number of Violent Crimes: 164
Most Recent Annual Number of Property Crimes: 962
Number of Hospitals Within One Mile of the City: 13
Imagine trading snow for sunshine, ice scrapers for sunglasses. Palm Springs, Florida is a world away from the frigid winters. Find a laid-back atmosphere. It offers easy access to numerous wooded parks, and marinas and boat launches on Lake Worth. You can stay active and healthy when you make your retirement home in paradise – also known as Palm Springs.
This is a place where the biggest decisions of the day involve choosing between the pool and the golf course. It is a short hop from the bustling metropolis of West Palm Beach, with its world-class shopping and cultural offerings, yet far enough removed to feel like a peaceful retreat.
It has earned a reputation as a golfer’s paradise. The area is dotted with parks and preserves, perfect for hiking, biking, and birdwatching. The expansive Frost Lake Park, with its serene walking trails and picnic areas, is a favorite among locals. For those who enjoy more active pursuits, the Palm Springs Athletic Complex offers a range of facilities, including tennis and pickleball courts, ensuring there’s always a game to join.
For those seeking a bit of culture, the Norton Museum of Art in West Palm Beach is a must-visit. For more local flavor, the Lake Worth Playhouse offers a vibrant schedule of theatrical productions, concerts, and community events. Shopping enthusiasts will delight in the proximity to the Palm Beach Outlets, where a day of retail therapy can be followed by a delicious meal at one of the many nearby dining establishments.
Healthcare, a crucial consideration for retirees, is top-notch in Palm Springs. The village is serviced by several excellent hospitals, including JFK Medical Center, renowned for its comprehensive cardiac care. The area also boasts numerous clinics and specialized medical practices, ensuring residents have access to the best care without having to travel far.
Want to spoil the grandkids? There are beaches, water parks, and zoos within easy reach. Grandchildren will love the Palm Beach Zoo and the South Florida Science Center and Aquarium, both just a short drive away. And when they’re gone, you can return to your peaceful oasis, content in the knowledge that you made the right choice. Palm Springs, Florida: it’s not just a place to retire; it’s a lifestyle upgrade.
Whether it is the easy access to nature, the rich cultural tapestry, or the top-tier healthcare, Palm Springs stands out as an ideal place to enjoy your retirement years to the fullest. Take a look at this beautiful area that will be an ideal launching point for all your Florida adventures.
8. Lakeland
Percentage of the Population Over 65: 22.2%
Median Home Value: $149,500
Most Recent Annual Number of Violent Crimes: 395
Most Recent Annual Number of Property Crimes: 3,235
Number of Hospitals Within One Mile of the City: 8
You have probably heard of Miami, Orlando, and Tampa. But Lakeland? It is where retirees often find their golden years fulfilled. Lakeland, Florida is nestled in the heart of the state. It is a mid-point between Orlando’s theme park madness and Tampa’s urban buzz. Lakeland or “Electric City,” a moniker that might seem odd for a place known for its laid-back charm, hints at a surprising energy.
Lakeland is a retiree-friendly community. This thriving city boasts a low median home price, making it a smart choice for people who want to settle into their next adventure. It has the classic Florida allure—sunny days, palm trees, and a relaxed pace.
Enjoy a surprising cultural depth. Discover art galleries, theaters, and a vibrant music scene. The Polk Museum of Art is a treasure trove for art lovers, and the Florida Air Museum will thrill aviation enthusiasts. For nature lovers, Bok Tower Gardens is a must-see, with its soaring carillon tower and serene landscape.
It is named appropriately with over thirty lakes in the area. This is Florida’s lake country, a playground for boaters, fishermen, and anyone who enjoys the quietude of water. You can spend your days exploring the chain of lakes, or simply relax on the shore with a good book. For those who prefer land-based adventures, there are plenty of parks and trails to explore. Circle B Bar Reserve is a local favorite for birdwatching and hiking.
Lakeland is also a golfer’s paradise. There are dozens of courses to choose from, ranging from championship layouts to more relaxed options. For those looking to stay active, there are countless opportunities to swim, bike, or simply stroll through the neighborhood.
The city is home to a thriving community of retirees, offering a wide range of senior centers and services. From excellent healthcare to socializing and classes, you will feel at ease in this Florida gem. LEGOLAND Florida is another fun spot to take the grandchildren to for an adventure filled with memories.
Lakeland definitely earns its spot on this list with its quality of life for seniors. Take in a bit of the Florida lifestyle without the crowds and high prices. Lakeland will be a worthy location for your retirement years.
9. Winter Haven
Percentage of the Population Over 65: 25.3%
Median Home Value: $154,100
Most Recent Annual Number of Violent Crimes: 187
Most Recent Annual Number of Property Crimes: 1,126
Number of Hospitals Within One Mile of the City: 7
Winter Haven is a popular haven for retirees who want to escape cold winters. Imagine a place where the serene waters of countless lakes mirror the golden sunsets of central Florida. Winter Haven, often dubbed “The Chain of Lakes City,” lies nestled in the heart of the Sunshine State, approximately halfway between Tampa and Orlando. This prime location ensures that retirees have the best of both worlds: the tranquility of a smaller community and the vibrant attractions of nearby metropolises.
This centrally located city is notable for its Chain of Lakes, many of which are connected by canals. Winter Haven’s nickname is a testament to its unique geography. With over 50 lakes within its limits, it offers an unparalleled aquatic lifestyle. Boating, fishing, and water skiing are not just pastimes here; they are a way of life. The interconnected lakes, forming the famous Chain of Lakes, provide endless opportunities for exploration and recreation, making Winter Haven a haven indeed for water enthusiasts. Explore the wetlands and swamps by foot or during a leisurely boat ride.
But it’s not just the water that sets Winter Haven apart. The city is renowned for its lush gardens and historical charm. The iconic Cypress Gardens, now part of the sprawling LEGOLAND Florida Resort, has delighted visitors for decades with its beautiful botanical displays and water ski shows. For retirees, LEGOLAND may seem more like a treat for visiting grandchildren, but its peaceful gardens offer a tranquil retreat.
Winter Haven is a retiree’s dream with its blend of natural beauty and modern conveniences. The city is home to the Chain of Lakes Complex, a hub for senior activities ranging from fitness classes to arts and crafts. The Winter Haven Senior Adult Center offers a variety of programs tailored to older adults, including social gatherings, educational workshops, and health screenings.
Entertainment and cultural attractions abound. The Theatre Winter Haven is a cultural gem, hosting a variety of performances throughout the year, from Broadway-style shows to intimate concerts. For art enthusiasts, the Ridge Art Association showcases local artists and offers classes to cultivate your creative side.
Downtown Winter Haven is dotted with unique boutiques, antique shops, and a variety of restaurants ranging from cozy cafes to upscale dining experiences. The city’s culinary scene caters to diverse tastes, ensuring that every meal is an adventure.
Practice your swing at several golf courses, including the Willowbrook Golf Course and the Country Club of Winter Haven, offering lush fairways and challenging holes. Tennis and pickleball courts are scattered throughout the city, providing ample opportunities for friendly competition and exercise.
Healthcare in Winter Haven is covered by the Winter Haven Hospital, part of the BayCare Health System. The city also hosts several senior services and assisted living facilities, ensuring that all your healthcare needs are met with professionalism and compassion.
With proximity to major Florida attractions, serene lakes, and recreational activities, Winter Haven is a desirable locale for your golden years. It is where you can enjoy a leisurely lakeside lifestyle while balancing relaxation and adventure. Winter Haven, Florida, is an irresistible choice.
10. Daytona Beach
Percentage of the Population Over 65: 20.8%
Median Home Value: $153,000
Most Recent Annual Number of Violent Crimes: 795
Most Recent Annual Number of Property Crimes: 2,842
Number of Hospitals Within One Mile of the City: 6
Daytona Beach, a name synonymous with speed and sun, might surprise you. Tucked along Florida’s eastern coast, midway between Jacksonville and Orlando, this city is more than just a racetrack. It’s a retirement haven, where the roar of the ocean replaces the rumble of engines.
Daytona Beach is located along Florida’s east coast. Enjoy miles of sand and boardwalks at the beach or spend your days savoring the city life at the museums and Daytona International Speedway. The city encompasses state parks, golf clubs, and there is no shortage of retail centers or divine seafood restaurants.
The Daytona Beach Art Museum is a quiet escape, filled with local and regional works. For history buffs, the Ponce de Leon Inlet Lighthouse offers stunning views and tales of old Florida. Nature lovers will adore the sprawling Bulow Creek State Park, where kayaking, hiking, and birdwatching reign supreme. And when the grandkids come to visit, there is always the Daytona Beach Boardwalk, packed with arcades, rides, and sugary delights.
For active retirees, Daytona Beach is a playground. Golf courses dot the landscape, tennis courts are plentiful, and pickleball is the new rage. Senior centers and community groups offer a wealth of activities, from fitness classes to book clubs. And healthcare is top-notch, with several reputable hospitals and clinics in the area.
Rounding out our list, Daytona Beach is a great retirement destination. Soak up the sun on pristine beaches, explore rich history, indulge in world-class dining, and stay active well into your golden years. Live where every day feels like a vacation. Come see for yourself when you buy a beautiful retirement home in the Daytona Beach area.
NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. Median home price, number of hospitals, 65+ population, and crime rates were entered into an algorithm to calculate a score for each city whose population is at least 10,000.
Common Questions About Retiring in Florida
Retirees looking to live comfortably in Florida need to have about $1.2 million dollars saved, slightly higher than the national average.
Retirees can enjoy a life they always dreamed of in this state. Some of the benefits of retiring in Florida include amazing weather, abundant golfing, beachfront living, no state income taxes, and no estate taxes.
Seniors and retirees can defer most or all of their property taxes. If you are over the age of 65 and have a primary residence in Florida for at least 25 years, you can defer all your property taxes.
| City Name | People Over 65 | Violent Crimes | Property Crimes | Access to Doctors | Median Home Price |
| Fort Pierce | 17.9% | 260 | 1,377 | 5 | $113,800 |
| Lauderdale Lakes | 16.6% | 331 | 975 | 26 | $119,800 |
| Largo | 25.9% | 329 | 2,348 | 20 | $124,700 |
| Haines City | 13.8% | 45 | 493 | 8 | $141,400 |
| Ocala | 18.1% | 514 | 2,554 | 3 | $142,200 |
| Titusville | 22.5% | 377 | 1,492 | 4 | $143,700 |
| Palm Springs | 12.3% | 164 | 962 | 13 | $148,800 |
| Lakeland | 22.2% | 395 | 3,235 | 7 | $149,500 |
| Winter Haven | 25.3% | 187 | 1,126 | 7 | $154,100 |
| Daytona Beach | 20.8% | 795 | 2,842 | 6 | $153,000 |
| Deltona | 15.6% | 234 | 906 | 8 | $155,000 |
| Pinellas Park | 21.6% | 206 | 2,038 | 20 | $154,700 |
| Lauderhill | 13.9% | 573 | 2,151 | 26 | $154,400 |
| Palm Bay | 18.5% | 296 | 1,981 | 7 | $155,200 |
| Panama City | 18.9% | 228 | 1,917 | 2 | $155,800 |
| Sanford | 11.8% | 497 | 2,127 | 8 | $156,600 |
| Casselberry | 15.6% | 90 | 936 | 8 | $159,300 |
| Greenacres | 16.1% | 122 | 749 | 13 | $162,600 |
| Crestview | 10.5% | 118 | 644 | 3 | $164,300 |
| Gainesville | 10.8% | 958 | 5,046 | 2 | $161,000 |
Access to Doctors is calculated by finding the number of hospitals, discounting children’s hospitals and VA hospitals within one mile of the city.
Other Florida Resources
Sarah graduated from Trinity University in 2012 with a degree in International Relations and Political Science. She writes blogs on new homes, decor, communities, and more for NewHomeSource. When she’s not writing, you can find her spending time with her three cats.
