Head on over to Georgia for a retirement that can’t be beat. Affordable living, great recreational opportunities, and an abundance of Southern hospitality make Georgia the right choice for your golden years. NewHomeSource found the top 10 cities to retire in Georgia, so you can find the perfect place to start this exciting new chapter of your life.
Top 10 Cities to Retire in Georgia
1. Georgetown
Percentage of the Population Over 65: 11%
Median Home Value: $232,700
Most Recent Annual Number of Violent Crimes Per 1,000 People: 27.7
Most Recent Annual Number of Property Crimes Per 1,000 People: 63.9
Number of Hospitals Within 25 Miles of the City: 1
Coming in at #1 in the Peach State is Georgetown, a suburban commuter community across the Little Ogeechee River from Savannah. It has a friendly atmosphere and wonderful amenities like public parks, pools, and sports facilities. Located in Quitman County, this quaint city is a stone’s throw away from the Alabama border. Georgetown is within driving distance of some of Savannah’s best shopping and entertainment. The Savannah Waterfront hosts year-round concerts, craft festivals, and holiday celebrations.
Georgetown, affectionately known as “G-Town” by locals, stands out with its rich history and tight-knit community vibe. The city boasts a picturesque landscape, dotted with historic homes and tree-lined streets that evoke a sense of nostalgia. What sets Georgetown apart is its tranquil setting along the shores of Lake Walter F. George Reservoir, known locally as Lake Eufaula, a haven for fishing, boating, and water sports enthusiasts.
For retirees, Georgetown offers an abundance of attractions and activities tailored to their interests. The George T. Bagby State Park is a local favorite, featuring a marina, hiking trails, and an 18-hole golf course. The park’s lodge and restaurant provide a perfect spot for social gatherings and family visits. Additionally, the Eufaula National Wildlife Refuge is nearby, offering excellent bird-watching and nature trails.
Museums and historical sites include the Old Quitman County Jail Museum providing a fascinating glimpse into the region’s past. For art lovers, the Shorter Mansion in nearby Eufaula, Alabama, hosts a variety of cultural events and art exhibitions throughout the year.
Entertainment in Georgetown includes community theater productions, seasonal festivals, and local farmers’ markets. Dining options range from charming cafes serving Southern comfort food to more upscale restaurants. Shopping is a delightful experience with local boutiques and antique shops that capture the essence of small-town America.
Activities and events geared toward older residents are plentiful. The local senior center offers social and physical activities. For visiting grandchildren, Georgetown’s parks and playgrounds provide safe and enjoyable spaces, while the annual Lake Eufaula Summerfest promises fun for all ages with its carnival rides, live music, and fireworks. Healthcare services in Georgetown are reliable, with access to medical facilities and specialized care in nearby larger cities ensuring peace of mind for retirees.
Come enjoy the natural beauty, historical richness, and community spirit of Georgetown. This community is sure to be a wonderful launch for all your retirement adventures.
2. Fairview
Percentage of the Population Over 65: 21%
Median Home Value: $153,300
Most Recent Annual Number of Violent Crimes Per 1000 People: 89.8
Most Recent Annual Number of Property Crimes Per 1,000 People: 98
Number of Hospitals Within 25 Miles of the City: 6
Enjoy your retirement in the far northwest corner of Georgia in Fairview. Fairview is a little town in Walker County, but it is conveniently located only 8 miles from Chattanooga, Tennessee. Residents have the flexibility to travel between the two states. Up in Tennessee, the Chattanooga Riverwalk provides good food, great views, and the chance to enjoy some fresh air. In Fairview, residents can visit the Walker County Farmers Market to shop year-round for their favorite locally grown produce and crafts.
Fairview, affectionately known as “The View,” offers a picturesque setting with rolling hills and a charming downtown. What sets Fairview apart is its commitment to preserving its small-town charm while providing amenities that cater to a modern lifestyle. The town is renowned for its strong sense of community and its rich history, dating back to the early 1800s. Retirees will find the slow pace of life, friendly neighbors, and a plethora of activities tailored to their interests, making it a perfect spot to settle down.
For those interested in culture and history, Fairview boasts several museums and attractions. The Fairview History Museum offers a deep dive into the town’s past, while the local art galleries showcase works from regional artists, providing a glimpse into the vibrant creative scene. The Fairview Botanical Gardens are a must-visit, featuring beautifully manicured landscapes that are perfect for a leisurely afternoon stroll.
Nature enthusiasts will appreciate the town’s proximity to several parks and state parks. Fairview Park, located in the heart of the town, offers walking trails, picnic areas, and a serene lake for fishing and boating. Nearby, Chattahoochee National Forest provides opportunities for hiking, camping, and bird-watching.
Entertainment in Fairview is delightfully varied. The Fairview Community Theater puts on regular performances ranging from classic plays to modern productions. For those who enjoy live music, local venues and seasonal festivals provide a steady stream of performances.
Retirees will find numerous activities designed to keep them engaged and active. The Fairview Senior Center offers a range of classes and events, from fitness programs to arts and crafts workshops. For sports enthusiasts, there are several golf courses in the region allowing you to set frequent tee times at courses with varied challenge levels.
Healthcare in Fairview is top-notch, with a well-equipped hospital and several clinics offering comprehensive medical services. Specialists in various fields are readily available, ensuring that all health needs are met without the need for long travel.
Fairview, Georgia is a true peach for those wanting a fulfilling and active retirement. Enjoy the friendly demeanor and natural beauty of this part of the state.
3. Fitzgerald
Percentage of the Population Over 65: 16%
Median Home Value: $95,200
Most Recent Annual Number of Violent Crimes Per 1,000 People: 8.91
Most Recent Annual Number of Property Crimes Per 1,000 People: 39.66
Number of Hospitals Within 25 Miles of the City: 2
Fitzgerald, Georgia, an unexpected gem tucked into the state’s southern heart, offers a mix of small-town charm and vibrant history that would appeal to any retiree looking for a fresh start. Located about 180 miles south of Atlanta, Fitzgerald is nestled between Albany to the west and Tifton to the north. This strategic location places it within a comfortable driving distance from larger urban centers while maintaining its tranquil, small-town allure.
Fitzgerald is the county seat of Ben Hill County in Central Georgia. Fitzgerald’s downtown scene is chock full of museums and historic tour stops, plus locally-owned restaurants and shops that represent all sides of the city. What sets Fitzgerald apart is its quirky yet endearing population of wild Burmese chickens, descendants of domesticated chickens that escaped decades ago. These free-ranging birds are protected by city ordinance, adding a whimsical touch to daily life here. Fitzgerald’s more winged residents get celebrated with the annual Wild Chicken Festival.
Fitzgerald is known by the nickname “The Colony City,” a nod to its unique origins. Founded in 1896 as a Union veterans’ colony, it stands as a rare testament to reconciliation and unity following the Civil War. This rich history is woven into the very fabric of the city, offering a unique cultural backdrop for those who choose to call it home.
Cultural attractions abound, including the Blue and Gray Museum, which delves into the city’s unique founding history. The Grand Theatre, a beautifully restored 1930s venue, hosts live performances and classic film screenings, perfect for an evening out. Nearby parks like Paulk Park offer walking trails, fishing, and picnic areas. General Coffee State Park, a short drive away, offers hiking, birdwatching, and a glimpse into the agricultural history of Georgia with its heritage farm.
Make memories with your grandchildren. Explore the local parks and participate in seasonal events. The city’s welcoming atmosphere and array of activities make it an ideal place for family visits. This city offers a slower pace without sacrificing access to modern conveniences and healthcare, with facilities like Dorminy Medical Center providing excellent care.
When you are ready for a relaxing and inviting retirement locale, Fitzgerald checks off lots of boxes. Give it some serious consideration for your golden years in Georgia.
4. Irondale
Percentage of the Population Over 65: 8%
Median Home Value: $156,000
Most Recent Annual Number of Violent Crimes Per 1,000 People: 33.3
Most Recent Annual Number of Property Crimes Per 1,000 People: 66.3
Number of Hospitals Within 25 Miles of the City: 15
Irondale sits in the center of Clayton County. It is comfortably situated within driving distance of some of Georgia’s bigger cities. With Jonesboro just 3 miles up the road and Downtown Atlanta about 20 miles north, Irondale residents are never far from the big city experience. Irondale’s true essence lies in its community spirit and the unique blend of cultures.
If you are looking to take in some of north-central Georgia’s lovely landscapes, the Clayton County International Park has over six acres of outdoor adventures including a fishing lake, hiking and biking, and a family water park. For more adventurous outings, Panola Mountain State Park offers hiking, bird watching, and guided nature tours. The park’s accessibility and variety of activities make it a delightful spot for both relaxation and exploration.
The Irondale History Museum showcases the town’s development and the stories of its early settlers. Additionally, nearby Atlanta offers world-class museums like the High Museum of Art and the Atlanta History Center, perfect for those willing to take a short drive.
Irondale is particularly accommodating to older residents with numerous activities, hobbies, and events tailored to their interests. Community centers offer classes in arts and crafts, fitness programs, and social gatherings. Medical facilities in and around Irondale put your worries to rest with excellent medical care.
For sports enthusiasts, Irondale offers ample opportunities to play golf, tennis, and the increasingly popular pickleball. Local golf courses and country clubs provide well-maintained greens and vibrant social scenes, while public tennis courts and pickleball facilities ensure that residents can stay active and engaged.
If you are looking for a suburban lifestyle where big city attractions are within reach, then Irondale might just be the perfect retirement haven. This Georgia peach is ripe for the picking!
5. Skidaway Island
Percentage of the Population Over 65: 52%
Median Home Value: $682,900
Most Recent Annual Number of Violent Crimes Per 1,000 People: 16.4
Most Recent Annual Number of Property Crimes Per 1,000 People: 37.2
Number of Hospitals Within 25 Miles of the City: 5
On Georgia’s eastern coastline is a barrier island known as Skidaway Island. This community is known for its charming waterfront properties. It is only 12 miles south of Savannah so all your land-based needs are just a short drive away. Picture this, retiree: sunshine warm on your back, Spanish moss swaying in the gentle breeze, and a golf course green enough to putt straight into a magazine. Forget the hustle and bustle, Skidaway Island offers a different kind of Southern charm.
Now, Skidaway Island isn’t exactly a city, more like a haven for retirees who’ve traded in their suits for swimsuits. Most residents reside in The Landings, one of the largest gated communities in the country. These residents have all the amenities of a small town plus the added access to The Landings Golf Club. The club has six 18-hole courses, two marinas, tennis courts, swimming pools, a fitness center, and more than five restaurants.
What makes Skidaway special? It is a golfer’s paradise, with courses designed by legends like Pete Dye. But there’s more to life than birdies. Skidaway Island State Park is a short drive away, teeming with wildlife and perfect for birding or an afternoon kayak. Savannah, with its cobblestone streets and historic squares, is a quick bridge ride away for a day of culture and delicious Southern cooking.
Back on the island, you won’t find a shortage of entertainment. There are clubs for everything under the sun, from woodworking to bridge. Lectures and workshops keep the mind sharp, and organized social events ensure you never have to eat dinner alone. Grandchildren visiting? No problem. The beaches are pristine, perfect for sandcastles. With nearby Savannah, healthcare is covered by caring professionals.
So, why Skidaway Island over other retirement spots? Live island life with world-class golf, beautiful beaches, and a welcoming atmosphere, all within striking distance of historic Savannah. It’s like having your cake and eating it too, but with a side of pecan pralines, of course.
6. Dock Junction
Percentage of the Population Over 65: 18%
Median Home Value: $129,300
Most Recent Annual Number of Violent Crimes Per 1,000 People: 31.6
Most Recent Annual Number of Property Crimes Per 1,000 People: 64
Number of Hospitals Within 25 Miles of the City: 2
Dock Junction is located in the southeast corner of Georgia. It is part of the Brunswick, Georgia Metropolitan Statistical Area and is only 4 miles from Brunswick. Retirees love how safe and quiet the area is. The city itself is modest and located about 60 miles from both Savannah, Georgia and Jacksonville, Florida. Farther down the coast, about 10 miles from Dock Junction, is Driftwood Beach. This tranquil getaway has access to the water, hiking trails, and of course the iconic driftwood branches dotting the shore.
Forget the overhyped retirement havens. Dock Junction, Georgia, might be the sleeper hit you’ve been missing. You will not find a museum on every corner, but there is a richness of history in the shrimping culture and the generations who have called this place home.
Take your pick between strolling through Ballard Park, casting a line off the dock, or grabbing a sweet tea at the diner and catching up with the locals. The Glynn County Senior Center organizes day trips, bridge tournaments, and even pickleball matches. There are a couple of public golf courses nearby, and the Glynn County Tennis Center is always buzzing with activity.
Grandkids? No problem. The beaches are a quick drive away, and Brunswick has a public water park that will keep them happy. Plus, there’s always fishing, crabbing, or just building sandcastles. They might even score a fresh shrimp haul straight off a local boat.
Healthcare? You’re covered. Brunswick has a reputable hospital, and there are plenty of doctors in town. Plus, the relaxed pace might just lower your blood pressure. This Georgia lifestyle is its own prescription for a great retirement.
Dock Junction is a distinctive Georgia retirement mecca. The authentic feel doesn’t often include snowbirds and tourists. Fall in love with this intriguing community.
7. Cusseta
Percentage of the Population Over 65: 3%
Median Home Value: $129,300
Most Recent Annual Number of Violent Crimes Per 1,000 People: 4.42
Most Recent Annual Number of Property Crimes Per 1,000 People: 14.92
Number of Hospitals Within 25 Miles of the City: 6
Cusseta is a vibrant suburb of Columbus, GA. This peaceful and private community sits on the banks of the Chattahoochee River, and its surroundings are an ideal backdrop to a serene life. Cusseta is the perfect town to retire to if you are in the mood to slow down and enjoy a calm lifestyle during your golden years.
This blink-and-you’ll-miss-it town is in the southwestern corner of the state. Forget the glitz of Atlanta – Columbus, a mid-sized city with a bustling military base, is your closest neighbor, an hour’s drive away. Cusseta is not cookie cutter. Distinctive tales are told about everything from the size of catfish to Civil War skirmishes.
Stay active with fishing tournaments on the Chattahoochee. Walk the hiking trails that weave through forests teeming with wildlife. The Chattahoochee Country Club offers not just golf, but tennis and more.
While not a retirement village, Cusseta welcomes retirees with open arms. There are weekly potlucks at the senior center, line dancing lessons offered at the community center, and historical society meetings where you can delve into the town’s past. Grandchildren? They’ll love fishing expeditions and tubing down the river, and on Saturdays, the town square transforms into a farmers market, a kaleidoscope of local produce and friendly faces. Healthcare? Columbus has top-notch facilities, and there are clinics within Cusseta itself.
If a slower pace of life is what you have in mind, Cusseta is the ticket. This genuine small town with a rich past, friendly faces, and relaxed feel twill let you enjoy this chapter of life.
8. Albany
Percentage of the Population Over 65: 15%
Median Home Value: $111,200
Most Recent Annual Number of Violent Crimes Per 1,000 People: 16.19
Most Recent Annual Number of Property Crimes Per 1,000 People: 43.42
Number of Hospitals Within 25 Miles of the City: 3
Albany, “The Good Life City,” is a southwest Georgia city with a big heart. The cost of living is easy on the wallet, and the weather is excellent. Warm winters allow you to golf year-round. There are several public courses that ensure you will be setting frequent tee times. The presence of Flint River at the northern border opens more opportunities for fun, including a riverside golf course. Live less than 90 miles due north of Tallahassee, Florida.
This town’s Civil War past is strong and museums like the Albany Civil War Museum and Thronateeska Heritage Center will take you back in time. Flint RiverQuarium lets you explore the aquatic wonders of the region. Check out the Albany Museum of Art.
Catch a symphony performance at the Albany Municipal Auditorium, or take in a play at the Flint Community Theatre. There’s a surprising amount of good eats to be found too, from down-home Southern cooking to international flavors. Albany may not be a large metropolis, but it sure knows how to serve up a good time.
Grandkids are going to love visiting. Chehaw Park, a sprawling wildlife park with everything from zebras to alligators, is a guaranteed crowd-pleaser. For the more outdoorsy bunch, there’s always kayaking on the Flint River or hiking the Thronateeska Heritage Center trails.
The real gem of Albany’s retirement scene is its active senior community. The Sowega Council on Aging keeps things lively with everything from fitness classes to computer workshops. Healthcare? Albany boasts a decent selection of hospitals and medical centers, ensuring you have access to great healthcare.
So, why Albany over some other sunshine state haven? It is the perfect blend of Southern charm, historical intrigue, and an active retiree community. Slow down and enjoy the good life in Albany.
9. Waynesboro
Percentage of the Population Over 65: 13%
Median Home Value: $121,900
Most Recent Annual Number of Violent Crimes Per 1,000 People: 4.92
Most Recent Annual Number of Property Crimes Per 1,000 People: 35.16
Number of Hospitals Within 25 Miles of the City: 5
Forget the crowded coasts and overpriced suburbs, Waynesboro, Georgia is where retirees go to for a slower pace. In the Central Savannah River Area, Waynesboro holds the county seat of Burke County. Waynesboro is about 15 miles from the Georgia border and the Savannah River and about 25 miles from downtown Augusta.
Waynesboro is a town steeped in history where cotton plantations once dotted the landscape and the Greek Revival architecture that graces the streets. The Burke County Historical Society Museum is a treasure trove of local lore, while Pickett’s Mill Battlefield Park lets you walk where Civil War soldiers once clashed. For the outdoorsy retiree, Georgia’s hidden gem, Mistletoe State Park, is a short drive away, with hiking trails, fishing, and even a historic gristmill.
The town is known for the Byne Blueberry Farm, a family-owned and operated farm that supplies the area with some of the best quality organic berries in the state. The Burke County Farmers Market is where to snag fresh produce and homemade jams. Evenings bring movie nights under the stars at the community center, or a chance to catch a local play at the historic Wayne Theatre. Augusta has a symphony, ballet, and plenty of fine dining options just up the road.
Healthcare does not have to be a concern. You are covered by Burke Medical Center and there are plenty of specialists within reach in Augusta. As for those grandkids? They’ll love splashing around in the public pool, catching a flick at the vintage single-screen cinema, or spending an afternoon bowling strikes.
Waynesboro might not be on everyone’s retirement radar, but that’s precisely its charm. Here, you’ll find a welcoming community and an affordable, authentic slice of Southern life – minus the crowds. If you’re looking for a place to relax, reconnect, and discover the genuine South, look no further than Waynesboro.
10. McRae-Helena
Percentage of the Population Over 65: 18%
Median Home Value: $118,900
Most Recent Annual Number of Violent Crimes Per 1,000 People: 1.19
Most Recent Annual Number of Property Crimes Per 1,000 People: 5.08
Number of Hospitals Within 25 Miles of the City: 2
McRae-Helena is a new city in central Georgia. The county seat, and largest city in Telfair County, McRae-Helena is a result of the merger between the two cities in 2015. The area has hot summers, but forgiving winters. McRae-Helena is known for its hunting and fishing scene and Telfair County holds the record for largemouth bass and whitetail deer.
McRae-Helena, Georgia is a surprising little gem tucked in the middle of the state, equidistant between Macon and Savannah. Forget the bright lights of Atlanta – McRae-Helena wears the nickname “The Purple Heart City” with pride, a nod to the local veterans and a hint of its surprising resilience.
Stroll through Liberty Square, the heart of the city, and soak up the historic architecture. Hungry? Grab a slice of pecan pie at a local diner and strike up a conversation with a friendly neighbor. It is that kind of place.
The Little Ocmulgee State Park is a haven for nature lovers with hiking trails, a fishing lake, and even a replica of the Statue of Liberty. The Wallace Adams Golf Course offers a challenge for seasoned golfers, while the Telfair County Recreation Complex is perfect for a game of pickleball. The grandchildren will love exploring the park’s playground and splashing around in the pool.
Evenings are for catching a flick at the historic Helena Opera House, a restored gem with a surprising amount of character. Dining leans towards down-home Southern cooking with local favorites like fried chicken and collard greens. Shopping is quaint, with antique stores and specialty shops offering unique finds. You can choose to be as busy and engaged as you like with other seniors. Healthcare facilities are readily available.
It is the affordability, the genuine warmth of the people, and the relaxing pace that makes McRae-Helena a great place to enjoy your retirement. Give this Georgia peach some serious thought.
NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, American Hospital Directory, and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. Median home price, number of hospitals, 65+ population, and crime rates were entered into an algorithm to calculate a score for each city whose population is at least 10,000.
Common Questions About Retiring in Georgia
Georgia is a tax friendly state for retirees. Georgia does not tax social security income and provides deductions up to $65,000 per person over the age of 65 for all retirement income.
Georgia considers numerous streams of income as retirement income. Social security, income from public and private pensions, interest and dividend income, capital gains income, income from royalites, net income from real estate, and up to $4,000 of earned income are all eligible for deductions.
Seniors over the age of 62 can exempt some of your property and county taxes.
Access to Doctors is calculated by finding the number of hospitals, discounting children’s hospitals and VA hospitals within one mile of the city. NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. Median home price, number of hospitals, 65+ population, and crime rates were entered into an algorithm to calculate a score for each city whose population is at least 10,000.
Other Georgia Resources
Sarah graduated from Trinity University in 2012 with a degree in International Relations and Political Science. She writes blogs on new homes, decor, communities, and more for NewHomeSource. When she’s not writing, you can find her spending time with her three cats.
Brittany LeBlanc
Any quick research would show this is clearly inaccurate. Griffin, GA have an avg income of less than 40,000. Where did you get over 100,000??? Smh
Jamie Garcia
Hi Brittany,
The $102,800 figure is the average home price for Griffin, GA, not the average income.