• Menu
  • Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

NewHomeSource

  • Learning Center
  • Just For You
    • First Time Home Buyers
    • 55 Plus
    • International Buyers
    • For The Military
    • Single Women
  • Home Types
    • Custom Homes
    • Condos & Townhomes
    • Luxury Homes
    • Tiny Houses
    • Manufactured Homes
  • Resources
    • Home Buying Tools
    • Mortgage Calculator
    • Home Affordability Calculator
    • Trustbuilder Ratings & Reviews
  • Learning Center
  • Just For You
    • First Time Home Buyers
    • 55 Plus
    • International Buyers
    • For The Military
    • Single Women
  • Home Types
    • Custom Homes
    • Condos & Townhomes
    • Luxury Homes
    • Tiny Houses
    • Manufactured Homes
  • Resources
    • Home Buying Tools
    • Mortgage Calculator
    • Home Affordability Calculator
    • Trustbuilder Ratings & Reviews
Home » 55+ » The 10 Best Places to Retire in Maryland in 2021

The 10 Best Places to Retire in Maryland in 2021

A marina in Maryland

You don’t have to spend your retirement battling Florida’s alligators and mosquitos. Maryland has miles of beautiful beaches, amazing metropolitan hubs and fun culture. Maryland also doesn’t have double-digit humidity or the aforementioned unpleasant fauna.    

NewHomeSource is highlighting the top 10 cities for retirees in Maryland. Based on this list, if you are looking to retire on the East Coast, you can invest in your lifestyle in a city that fosters the lifestyle you dreamed about while you worked at the office.

Top 10 Cities to Retire in Maryland

Skip Ahead
1. Cumberland
2. Hagerstown
3. Salisbury
4. Cambridge
5. Baltimore
6. Elkton
7. Aberdeen
8. Greenbelt
9. Westminster
10. Bel Air
Common Questions About Retiring in Maryland

Let’s explore what these Maryland cities have to offer:

1. Cumberland

Areal shot of Cumberland, Maryland

Percentage of the Population Over 65: 20.2%

Median Home Value: $94,100

Most Recent Annual Number of Violent Crimes: 151

Most Recent Annual Number of Property Crimes: 869

Number of Hospitals Within One Mile of the City: 1

Cumberland is a charming historic town in Western Maryland that gives retirees an unbeatable quality of life at an affordable price. If you want to spend your golden years surrounded by beautiful scenery, funky art museums, lovely architecture, and wineries, then Cumberland should top your list of retirement destinations. 

2. Hagerstown

Park in Hagerstown, Maryland

Percentage of the Population Over 65: 13.9%

Median Home Value: $155,700

Most Recent Annual Number of Violent Crimes: 332

Most Recent Annual Number of Property Crimes: 1,010

Number of Hospitals Within One Mile of the City: 5

Hagerstown is a thriving community in North Maryland, perfect for retirees who want to live in an exciting urban hub. Hagerstown is home to numerous museums and historical societies, so staying engaged with your city is fun and easy. A lush natural setting makes it practically effortless for active adults to stay active and healthy. 

3. Salisbury

Percentage of the Population Over 65: 11.5%

Median Home Value: $158,700

Most Recent Annual Number of Violent Crimes: 313

Most Recent Annual Number of Property Crimes: 1,533

Number of Hospitals Within One Mile of the City: 3

On the banks of the Wicomico River sits the tranquil city of Salisbury, MD. This intriguing community gives retirees the best of waterfront living – but without the usual steep price tag. You can stay active by exploring Salisbury’s lush natural setting in any one of the town’s parks. When you are in the mood for art, get connected with the local art scene at museums like the Salisbury University Art Gallery.

4. Cambridge

Lighthouse in Cambridge, Maryland

Percentage of the Population Over 65: 16.8%

Median Home Value: $163,200

Most Recent Annual Number of Violent Crimes: 119

Most Recent Annual Number of Property Crimes: 659

Number of Hospitals Within One Mile of the City: 1

Live a life you love on the shores of the Chesapeake Bay when you retire to Cambridge, MD. This delightful town has something for everyone, on top of serene waterfront views. Museum lovers can stroll through the city’s numerous local museums, and nature lovers will never tire of the abundant hiking opportunities on the bay.

5. Baltimore

view of Baltimore Harbor overlooking aquarium and water of the bay

Percentage of the Population Over 65: 13.6%

Median Home Value: $160,100

Most Recent Annual Number of Violent Crimes: 11,136

Most Recent Annual Number of Property Crimes: 36,084

Number of Hospitals Within One Mile of the City: 23

Baltimore is a fabulous place to retire. Its inner Harbor has numerous museums and scenic overlooks, and for those seeking something less hectic, there are plenty of surrounding suburbs. The National Aquarium has a reef exhibit that may leave you speechless. The pubs in the Fells Point neighborhood serve up live music, craft beer, and succulent Chesapeake Bay Crab. Art lovers can lose track of time while admiring exhibits in the Walters Art Museum.

6. Elkton

Areal shot of Elkton, Maryland

Percentage of the Population Over 65: 11.3%

Median Home Value: $194,800

Most Recent Annual Number of Violent Crimes: 151

Most Recent Annual Number of Property Crimes: 1,039

Number of Hospitals Within One Mile of the City: 6 If you cherish the idea of retiring near the water, then Elkton, MD is the perfect town for your dream lifestyle. This delightful town on the banks of the Elk River gives active adults the perfect opportunity to enjoy a healthy lifestyle with plenty of opportunities to get outdoors and enjoy Mother Nature at her finest.  

7. Aberdeen

Percentage of the Population Over 65: 15.6%

Median Home Value: $205,900

Most Recent Annual Number of Violent Crimes: 122

Most Recent Annual Number of Property Crimes: 336

Number of Hospitals Within One Mile of the City: 5

Aberdeen is a delightful town on the shores of the Elk River that will let you live a life you love during your retirement. If you’re in the mood to reconnect with nature in your golden years, then head over to some of Aberdeen’s many parks, including the Susquehanna State Park. You will be amazed at its cascading waterfalls. 

8. Greenbelt

DC skyline

Percentage of the Population Over 65: 9.7%

Median Home Value: $227,400

Most Recent Annual Number of Violent Crimes: 112

Most Recent Annual Number of Property Crimes: 739

Number of Hospitals Within One Mile of the City: 33

If you want to retire near Washington, DC, then Greenbelt, MD may be the ideal spot. Here, you can you enjoy the best of our nation’s capital city in a peaceful and private suburb. Retiring in Greenbelt means you will have easy access to DC’s unique culture, without the hustle and bustle found in major urban hubs.

9. Westminster

Percentage of the Population Over 65: 16.4%

Median Home Value: $242,700

Most Recent Annual Number of Violent Crimes: 70

Most Recent Annual Number of Property Crimes: 594

Number of Hospitals Within One Mile of the City: 11

Couch potatoes might not be thrilled with retired life in Westminster, MD. This thriving suburb of Baltimore provides ample opportunities for active adults to enjoy the great outdoors, thanks to numerous parks and nature centers. Active adults can talk a walk on the wild side at Westminster’s winery scene. 

10. Bel Air

Percentage of the Population Over 65: 20.6%

Median Home Value: $245,400

Most Recent Annual Number of Violent Crimes: 22

Most Recent Annual Number of Property Crimes: 181

Number of Hospitals Within One Mile of the City: 19

Bel Air is a delightful Baltimore suburb where retirees enjoy a serene place to call home. This beautiful town on the Elk River allows active adults to thrive in a lush natural setting and a close-knit community. You’ll love your retired life in Bel Air.

NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. Median home price, number of hospitals, 65+ population, and crime rates were entered into an algorithm to calculate a score for each city whose population is at least 10,000.

Common Questions About Retiring in Maryland

Is Maryland a tax-friendly state for retirees?

Maryland is somewhat tax-friendly for retirees. Social Security income is not taxed, and withdraws from retirement accounts are only partially taxed.

city name people over 65 violent crimes property crimes access to doctors median home price
Aberdeen 15.60% 122.00 336.00 5 $205,900
Baltimore 13.60% 11,136.00 36,084.00 23 $160,100
Frederick 13.00% 309.00 1,401.00 7 $270,400
Rockville 16.00% 89.00 921.00 24 $540,000
Gaithersburg 11.50% 103.00 960.00 24 $392,200
Bowie 14.80% 74.00 969.00 27 $338,100
Hagerstown 13.90% 332.00 1,010.00 5 $155,700
Annapolis 15.50% 252.00 924.00 14 $420,500
College Park 6.70% 73.00 578.00 27 $330,300
Salisbury 11.50% 313.00 1,533.00 3 $158,700
Laurel 9.50% 125.00 901.00 38 $269,000
Greenbelt 9.70% 112.00 739.00 33 $227,400
Cumberland 20.20% 151.00 869.00 1 $94,100
Westminster 16.40% 70.00 594.00 11 $242,700
Hyattsville 9.90% 87.00 1,122.00 26 $336,300
Takoma Park 11.80% 71.00 411.00 25 $583,800
Easton 23.40% 49.00 332.00 1 $276,900
Elkton 11.30% 151.00 1,039.00 6 $194,800
Havre de Grace 19.70% 38.00 174.00 6 $287,500
Cambridge 16.80% 119.00 659.00 1 $163,200
New Carrollton 10.90% 34.00 173.00 26 $271,100
Bel Air 20.60% 22.00 181.00 19 $245,400
city name people over 65 violent crimes property crimes access to doctors median home price

Access to Doctors is calculated by finding the number of hospitals, discounting children’s hospitals and VA hospitals within one mile of the city.

Other Maryland Resources

Best Tiny Home Builders in Maryland
2022 Healthiest States to Live In
Best Parks in Maryland
How to Build a House in Maryland
2022 Most Affordable Cities in Maryland
2021 Guide to New Home Closing Costs in Maryland
2021 First-Time Homebuyer Programs in Maryland
Best Suburbs of Baltimore, Maryland
Top 10 Safest Cities in Maryland
sarah-scott-photo
Sarah Scott

Sarah graduated from Trinity University in 2012 with a degree in International Relations and Political Science. She writes blogs on new homes, decor, communities, and more for NewHomeSource. When she’s not writing, you can find her spending time with her three cats.

Get our FREE guide on how the home construction process works

By downloading our guide, you can also look forward to receiving our New Home 101 short email series. You may opt out of this subscription any time you wish.

Previous Post: « Sustainability Symposium Highlights Growing Trend of Green New Home Communities
Next Post: Hey Google, How Much Energy Am I Using? google-home-hub»

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Search new homes

New Home 101

  • The Basics of Newly Built Homes
  • Why Buy a Newly Built Home
  • Shopping for Your New Home
  • Building Your New Home
  • Designing Your Dream Home
  • Buying Your New Home
  • Moving Into Your New Home
  • New Home Glossary

Footer

Quick Links

  • 55+ Communities
  • Condos & Townhomes
  • Custom Home Buyers
  • First-Time Buyers
  • Luxury Homes
  • Manufactured Homes

Related Sites & Resources

  • Learning Center
  • CasasNuevasAqui.com
  • HomLuv.com
  • Real Estate Professionals
  • NewHomeSource App
  • Trust Builder Ratings & Reviews

Helpful Links

  • About Us
  • Contact Us
  • Builders: List your homes!
  • Unsubscribe
  • Terms of Use
  • Privacy & Cookies
  • Do Not Sell My Personal Information

Copyright © 2023 · Builders Digital Experience, LLC. All rights reserved. NewHomeSource.com is a trademark of Builders Digital Experience, LLC and all other marks are either trademarks or registered trademarks of their respective owners.

Dynamic title for modals

Are you sure?

Please confirm deletion. There is no undo!