If you want to retire in style, you should make your home in Missouri. This beautiful and safe Midwestern state has stunning scenery and thriving cities, perfect for active adults who want to make the most of their newfound freedom.
Missouri offers affordable cities and is a fantastic place for retirees. NewHomeSource has named the top 10 cities to retire in Missouri.
Top 10 Cities to Retire in Missouri
1. Jennings
Percentage of the Population Over 65: 13.3%
Median Home Value: $64,800
Most Recent Annual Number of Violent Crimes: 263
Most Recent Annual Number of Property Crimes: 696
Number of Hospitals Within 25 Miles of the City: 29
Jennings, Missouri, is nestled just north of the mighty Mississippi. Live close to St. Louis in a place where the old-school charm of the Midwest meets the pulse of a city on the rise. Jennings is an affordable St. Louis suburb where retirees can enjoy the best of an urban retirement. You can invest in a life you love in Jennings, with easy access to fun in the big city, while still getting the benefits of living in a peaceful, serene town.
Forget the glitz and glamour of some retirement hotspots. Jennings offers a quietude that is becoming increasingly rare. And yet, the energy of St. Louis – with its world-class museums, vibrant arts scene, and diverse dining – is a short drive away.
There is a genuine warmth here, a sense of belonging. For the active retiree, Jennings offers a surprising array of options. There are golf courses nearby, tennis courts for friendly matches, and pickleball. The great outdoors beckon with nearby state parks, perfect for hiking, fishing, and birdwatching. And when it is time to relax, there is always a comfortable chair on the porch, a good book, and the gentle rhythm of small-town life.
Imagine a retirement where the attractions of St. Louis are found just within reach. When the grandkids come for a visit you can take them to the iconic Gateway Arch or to a game at Busch Stadium. Stroll through the stunning displays at the Missouri Botanical Garden. Closer to home, Jennings will have you enjoying local produce at Theis Farm & Greenhouses. The annual community festivals, filled with live music, food trucks, and parades, are the lifeblood of the town.
You can expect healthcare and essential services to be easy to obtain. With many hospitals within your reach including Mercy Hospital and Barnes-Jewish Hospital.
Jennings is the sweet spot between tranquility and excitement, affordability and quality of life. Rediscover the simple pleasures of life without sacrificing the conveniences of modern living. It is Jennings, Missouri – a hidden gem waiting to be discovered.
2. Ferguson
Percentage of the Population Over 65: 11.8%
Median Home Value: $83,500
Most Recent Annual Number of Violent Crimes: 217
Most Recent Annual Number of Property Crimes: 1,001
Number of Hospitals Within 25 Miles of the City: 29
Ferguson, Missouri, is not just another dot on the map; it is a community rich with history, charm, and a surprising array of amenities for retirees. Nestled in the northern suburbs of St. Louis, Ferguson offers a unique blend of small-town feel and big-city convenience. Located 12 miles northwest of the bustling metropolis of St. Louis. Ferguson provides a tranquil retreat without sacrificing accessibility to urban excitement.
If you like the idea of pastoral living, but still want to enjoy urban amenities, then you’ll love life in Ferguson. Another perk is that this lovely St. Louis suburb is filled with beautiful parks. When you are in the mood for fun eateries or want to listen to some smooth jazz, you won’t be far from the city life.
Ferguson, affectionately known as “The Heart of North County,” stands out for its commitment to community and history. Retirees will appreciate the strong sense of community here, bolstered by numerous local events, markets, and festivals that bring neighbors together.
For retirees looking to stay active, Ferguson boasts several facilities. The city’s community center offers a range of classes and activities tailored to seniors, including fitness programs, art classes, and social clubs. Golf enthusiasts can tee off at the nearby Normandie Golf Club, one of the oldest public golf courses west of the Mississippi. Tennis and pickleball courts are also available at various parks.
For those seeking culture and entertainment, Ferguson doesn’t disappoint. The city’s rich history is preserved at the Ferguson Historical Museum. Nature enthusiasts will find Ferguson’s park system impressive, with January-Wabash Memorial Park being a standout. This park offers a serene lake, walking trails, and plenty of green space for picnics and walks. The nearby Fort Belle Fontaine Park, a historic site with stunning views of the Missouri River, offers hiking, bird watching, and a glimpse into the area’s military past.
Ferguson’s healthcare facilities are robust, with several nearby hospitals including Christian Hospital and Barnes-Jewish Hospital, ensuring top-notch medical care. The city also offers senior services such as transportation assistance, meal programs, and various support groups, making it easier for retirees to enjoy their golden years.
For visiting grandchildren, Ferguson offers plenty of family-friendly activities. The Ferguson Community Center features a splash pad and playgrounds, while the nearby Saint Louis Zoo and Science Center are perfect for day trips. These attractions ensure that retirees can enjoy quality time with their loved ones while exploring all that the region has to offer.
If you are ready to retire in the Midwest, Ferguson is an excellent choice. Get the best of a relaxed lifestyle close to a major metropolis. It’s worthy of consideration.
3. Carthage
Percentage of the Population Over 65: 13.0%
Median Home Value: $88,600
Most Recent Annual Number of Violent Crimes: 38
Most Recent Annual Number of Property Crimes: 505
Number of Hospitals Within 25 Miles of the City: 6
Retirees looking to kick back and relax during their retirement will love life in Carthage. This quaint community in rural Missouri lets you slow down and enjoy a peaceful lifestyle. Carthage’s numerous local parks and historic monuments make it easy to stay active and healthy during your golden years.
Nestled in the southwestern corner of Missouri, Carthage exudes a charm that blends historic elegance with modern conveniences. Known as the “Maple Leaf City,” Carthage boasts a rich history, picturesque streets lined with Victorian architecture, and a warm, welcoming atmosphere.
Geographically, Carthage is strategically located about 15 miles northeast of Joplin, providing easy access to a larger urban center while maintaining its small-town allure. Springfield, the third-largest city in Missouri, is approximately 50 miles to the east, offering additional amenities and services.
Carthage is renowned for its Civil War history and stunning historic sites. The Battle of Carthage, fought in 1861, marked the first major land battle of the Civil War, and its legacy is preserved at the Battle of Carthage State Historic Site. For history buffs and retirees interested in the past, this is a treasure trove of stories and artifacts. The city’s Historic District, with its well-preserved homes and buildings, offers a delightful journey back in time.
One of the crown jewels of Carthage is the Precious Moments Chapel, a whimsical attraction designed by artist Samuel J. Butcher. This chapel, adorned with hand-painted murals and Precious Moments figurines, draws visitors from all over the world and provides a serene and inspiring experience. The Powers Museum, dedicated to local history, and the historic 66 Drive-In Theatre, one of the few remaining original drive-ins on Route 66, are also must-visit spots.
For retirees who enjoy the outdoors, Carthage offers an array of parks and recreational activities. Kellogg Lake Park is a local favorite with its walking trails, fishing spots, and picnic areas. The nearby George Washington Carver National Monument, located about 20 miles south of Carthage, offers beautiful nature trails and educational programs about the life and legacy of the famed scientist and inventor.
Entertainment and dining in Carthage cater to a variety of tastes. The local farmers market is a great place to find fresh produce and handmade goods, while the city’s dining scene ranges from charming cafes to family-owned restaurants serving up classic American fare. Shopping in Carthage includes unique boutiques and antique shops, perfect for leisurely browsing and finding one-of-a-kind treasures.
Retirees will find a wealth of activities and services designed to enhance their lifestyle. The Carthage Senior Center provides a hub for social activities, fitness classes, and community events. Healthcare needs are well-met with nearby facilities such as Mercy Hospital Carthage and Freeman Hospital West in Joplin, ensuring access to quality medical care.
For those who enjoy staying active, Carthage offers several golf courses, tennis courts, and pickleball facilities. The Carthage Golf Course, known for its scenic views and challenging holes, is a favorite among local golfers.
Carthage is a standout for retirement in Missouri. From the historic downtown to the welcoming parks to the inviting new homes, this is a great place to put down roots for your golden years.
4. Overland
Percentage of the Population Over 65: 14.0%
Median Home Value: $89,000
Most Recent Annual Number of Violent Crimes: 41
Most Recent Annual Number of Property Crimes: 517
Number of Hospitals Within 25 Miles of the City: 30
Retiring in Overland means investing in your lifestyle. This affordable St. Louis suburb has a true sense of community, with numerous local parks and history museums, bringing neighbors together for good times and good company. You will love life in this peaceful, private town in North St. Louis.
Overland, Missouri, is a quiet eddy in the swift current of Midwestern life. Tucked snugly into St. Louis County, it is a neighbor to the bustling metropolis, yet worlds apart in pace. The biggest excitement might be the annual summer block party.
For retirees, Overland is a whisper of promise. Its proximity to St. Louis means easy access to world-class museums, theaters, and sporting events, but without the urban hustle. The city’s parks are green spots, perfect for strolling or picnicking. And while there is no state park nearby, the Missouri Ozarks are a short drive away, offering hiking, fishing, and camping.
For those golden years, Overland offers an array of activities. Senior centers provide a hub for socializing, learning, and staying active. Golf courses, tennis courts, and even pickleball facilities are within easy reach. And for when the grandkids come to visit, the Science Center in St. Louis and the St. Louis Zoo are just a short drive away.
Healthcare is a cornerstone of retirement planning. Overland is well-served by hospitals in nearby St. Louis, ensuring that top-notch medical care is always accessible.
Overland’s appeal lies in its understated elegance. Enjoy the best of both worlds: the tranquility of small-town life and the convenience of a big city just minutes away. Overland is worthy of a look.
5. St. Ann
Percentage of the Population Over 65: 11.5%
Median Home Value: $89,900
Most Recent Annual Number of Violent Crimes: 36
Most Recent Annual Number of Property Crimes: 273
Number of Hospitals Within 25 Miles of the City: 29
St. Ann, Missouri, nestled in the heart of the St. Louis metropolitan area, presents a compelling blend of suburban tranquility and urban convenience. St. Ann provides a peaceful retreat without sacrificing access to big-city amenities. Known for its welcoming community and well-kept neighborhoods, St. Ann is an ideal setting for an urban retirement.
One of the city’s unique features is its proximity to major highways, providing easy access to St. Louis, which is only about 15 miles to the east. This proximity allows residents to enjoy the cultural and recreational offerings of a major city while residing in a quieter, more manageable environment. St. Ann is known for its commitment to community and recreation, epitomized by the Bridgeton Community Center and the Tiemeyer Park, a local favorite.
The city’s parks are a highlight, with Tiemeyer Park featuring walking trails, fishing lakes, and picnic areas that are perfect for leisurely afternoons. For golf enthusiasts, the nearby St. Ann Golf Course provides a well-maintained, accessible option to keep your game sharp. Tennis and pickleball courts are also available.
Cultural attractions and museums in the greater St. Louis area are easily accessible. The renowned St. Louis Art Museum, the Missouri History Museum, and the Science Center are just a short drive away, offering endless opportunities for exploration and learning. Closer to home, the local community centers often host events and activities geared towards older adults, from arts and crafts to educational workshops.
For retirees with grandchildren visiting, St. Ann has plenty to offer. The city’s parks and playgrounds, along with family-friendly events and activities, ensure that there is always something to keep the little ones entertained. The proximity to St. Louis also means that a day trip to the zoo, aquarium, or one of the many kid-friendly museums is easily achievable.
Healthcare is a critical consideration for retirees, and St. Ann does not disappoint. The city is served by several nearby hospitals, including SSM Health DePaul Hospital and Mercy Hospital St. Louis, both of which offer comprehensive medical services. Senior centers in St. Ann provide a range of services where you can be active or connect with friends.
Come see what all the fuss is about in St. Ann. This welcoming community is sure to win you over with its location, peacefulness, and amenities.
6. Sedalia
Percentage of the Population Over 65: 16.3%
Median Home Value: $90,500
Most Recent Annual Number of Violent Crimes: 188
Most Recent Annual Number of Property Crimes: 954
Number of Hospitals Within 25 Miles of the City: 3
Sedalia, Missouri, perched in the heart of the Show-Me State, embodies a blend of historic charm and vibrant modernity, making it a great Midwestern choice for retirees seeking a new adventure. Located about 90 miles east of Kansas City and roughly 190 miles west of St. Louis.
Sedalia, affectionately known as “Queen City of the Prairie,” stands out for its rich history and cultural significance. This city is renowned for hosting the Missouri State Fair, a grand annual event that attracts visitors from all over the state and beyond. The fairgrounds are not just a venue for livestock shows and carnival rides but also for concerts and events that keep the city buzzing year-round.
For retirees, Sedalia offers a variety of attractions and amenities that make it an ideal place to settle down. The Katy Depot, a beautifully restored train station, now serves as a museum and visitor center, providing a glimpse into Sedalia’s railroad past. The Daum Museum of Contemporary Art, located on the campus of State Fair Community College, showcases an impressive collection of modern art.
Outdoor enthusiasts will appreciate the parks and recreational areas. Liberty Park, with its picturesque walking trails, serene pond, and tennis courts, is a local favorite. Make memories hiking, fishing and camping at the nearby Knob Noster State Park.
The historic Uptown Theatre, a beautifully preserved venue, hosts a range of performances. Dining in Sedalia is a delightful experience, with a variety of local restaurants. Find retail therapy at larger retail stores and quaint downtown boutiques.
Stay active and engaged as the Sedalia Senior Center provides a range of services. Bothwell Regional Health Center serves as the primary hospital, ensuring comprehensive medical care is readily available. Golf enthusiasts will set frequent tee times at the Sedalia Country Club. Take the grandchildren to the Sedalia Animal Shelter and the Heckart Community Center.
Opt for Sedalia as your retirement destination where you can enjoy a unique and inviting environment. A city with a rich history and ample amenities will have you living your golden years on your terms.
7. Kennett
Percentage of the Population Over 65: 18.9%
Median Home Value: $91,600
Most Recent Annual Number of Violent Crimes: 48
Most Recent Annual Number of Property Crimes: 642
Number of Hospitals Within 25 Miles of the City: 3
Kennett is a peaceful community on the shores of the Little River Conservation Area. This close-knit town is perfect for retirees who love the idea of a rural retirement, and want to be close to beautiful landscapes. Kennett has an affordable cost of living, so you can live a life you love at a price point that works for you.
Tucked in the southeastern corner of the Show-Me State, Kennett is a world away from the urban hustle. The Mississippi River casts a long, lazy shadow and the pace of life is measured in porch swings, not traffic jams. Less than 100 miles away, the bustling city of Memphis, Tennessee offers big city energy and attractions. Most days, Kennett is your sweet spot.
They call it the “Gateway to the Bootheel,” a nickname that hints at its unique character. Kennett is a town steeped in history, where tales of cotton plantations and riverboat gamblers still linger in the air. Imagine mornings spent exploring the nearby cypress swamps, home to an array of wildlife. Or afternoons spent perfecting your golf swing at one of the local courses. For those who prefer a more leisurely pace, there are plenty of parks and green spaces to wander.
For seniors, Kennett is a haven. There are senior centers offering a range of activities from card games to computer classes. Healthcare is surprisingly robust for a town of its size, with several hospitals and clinics in the area.
Kennett offers a sense of community that’s hard to find in bigger cities. Kennett’s draw is its simplicity. Enjoy a peaceful retirement here.
8. Mexico
Percentage of the Population Over 65: 17.8%
Median Home Value: $92,500
Most Recent Annual Number of Violent Crimes: 9
Most Recent Annual Number of Property Crimes: 398
Number of Hospitals Within 25 Miles of the City: 3
In the heart of Missouri lies a charming city with an evocative name: Mexico. Positioned in the northeastern part of the state, Mexico sits approximately halfway between the bustling cities of Columbia and St. Louis. Known affectionately as the “Firebrick Capital of the World,” Mexico’s identity is deeply intertwined with its rich industrial heritage, particularly in the production of firebricks.
Mexico, Missouri is a great place for anyone looking for a small town to call home. This town offers a diverse range of activities for retirees to enjoy in their free time, including a performing arts center and a community theater. It is also surrounded by parks, beaches, and lakes, most notably, the Mark Twain State Park where you can fish or camp.
What sets Mexico apart is its seamless blend of history, community spirit, and modern comforts. The city is steeped in history, with the Audrain County Historical Society Museum offering a captivating glimpse into the past. Explore exhibits ranging from Native American artifacts to Civil War memorabilia, all housed within a beautifully restored mansion.
Nature enthusiasts will find solace in the lush expanses of Mexico’s parks. The city boasts several green spaces. Lakeview Park features a serene lake perfect for fishing, walking trails for leisurely strolls, and well-maintained picnic areas. Just a short drive away, you can explore the grandeur of Mark Twain State Park, where hiking, camping, and water activities abound, all set against the backdrop of picturesque Mark Twain Lake.
The Presser Performing Arts Center hosts an array of performances, from theater productions to concerts, ensuring that there is always something to look forward to. For dining and shopping, the downtown area is dotted with charming boutiques and family-owned restaurants, where you can savor everything from hearty Midwest cuisine to artisanal delights.
Retirees will find a plethora of activities tailored to their interests. The Mexico Senior Center is sure to keep you active. Grab the clubs and hit the Arthur Hills Golf Course, a challenging experience amidst beautifully manicured greens.
Healthcare in Mexico is comprehensive and easily accessible, with the Audrain Community Hospital providing quality medical services to the community. Additionally, specialized senior services ensure that residents receive the care and support they need.
For those with grandchildren visiting, head to the Children’s Museum of Mexico with interactive exhibits. The annual Soybean Festival features parades, games, and live music, making it a hit with visitors of all ages.
Mexico, MO, is a community that values its history while embracing the future. From modern conveniences to a friendly demeanor, Mexico offers an enriching retirement.
9. Poplar Bluff
Percentage of the Population Over 65: 16.2%
Median Home Value: $92,400
Most Recent Annual Number of Violent Crimes: 83
Most Recent Annual Number of Property Crimes: 1,148
Number of Hospitals Within 25 Miles of the City: 3
Poplar Bluff, Missouri, isn’t the first place that springs to mind when you think of retirement destinations. It is tucked away in the boot heel of the state. There is a quiet charm to this unassuming town that might just surprise you.
Poplar Bluff is a quiet small town that is known as “The Gateway to the Ozarks”. This charming city is surrounded by rivers, parks, and plenty of outdoor attractions – including Big Spring, one of Missouri’s first state parks.
Poplar Bluff also offers abundant indoor activities like museums, libraries, and theaters. Black River Coliseum provides art classes and educational programs and holds concerts, live shows, and a variety of public events.
Imagine trading the rat race for a slower pace. That is Poplar Bluff. Find peace without sacrificing convenience. You are close enough to the amenities of larger cities—Memphis, Tennessee, is a short drive away—but far enough removed to enjoy a genuine small-town feel.
Small town life isn’t for everyone, but if you are looking for a relaxing slower pace, Poplar Bluff allows you to reconnect with nature, indulge in hobbies, and build a strong sense of community.
10. Neosho
Percentage of the Population Over 65: 14.9%
Median Home Value: $93,300
Most Recent Annual Number of Violent Crimes: 29
Most Recent Annual Number of Property Crimes: 394
Number of Hospitals Within 25 Miles of the City: 6
Imagine a place where the Ozarks’ rolling hills welcome you with open arms. This place is Neosho, Missouri, affectionately dubbed the “City of Springs.” Nestled in the southwestern corner of the state, Neosho sits comfortably within Newton County and boasts a serene landscape punctuated by natural springs and vibrant parks.
Lovely Neosho is the perfect town for retirees who want to enjoy the great outdoors during their golden years. Beautiful local parks like Big Spring Park, a lush oasis, and the Bicentennial Conservation Area will give you year-round opportunities to connect with nature and stay healthy.
Live just 20 miles from Joplin and within a two-hour drive of Springfield and Tulsa. Neosho offers the perfect balance of small-town tranquility and access to metropolitan amenities. Its nickname, the “Flower Box City,” hints at the community’s pride in its well-maintained gardens and public spaces.
Neosho is known for its contributions to agriculture and education, notably as the home of the oldest continuously operating fish hatchery in the United States. This town, with a population of around 12,000, offers a slower pace of life, ideal for retirees looking to escape the hustle and bustle.
Retirees will find Neosho particularly appealing for its rich array of activities and services tailored to their needs. For those with a penchant for history, the Newton County Historical Museum offers a fascinating glimpse into the region’s past. Meanwhile, the Neosho National Fish Hatchery Visitor Center provides both an educational experience and a peaceful retreat.
Outdoor enthusiasts will revel in the nearby George Washington Carver National Monument, a serene park dedicated to the famed scientist and inventor. It offers walking trails, a museum, and a chance to connect with nature. For more active pursuits, the region boasts several golf courses, tennis courts, and even facilities for pickleball.
For those who prioritize health and well-being, Neosho is home to the Freeman Neosho Hospital, offering comprehensive medical services. Additionally, senior centers like the Neosho Senior Center provide a hub for social activities, wellness programs, and support services.
Neosho’s appeal also extends to family visits. Grandchildren will delight in trips to the Neosho Newton County Library, where storytimes and educational programs are plentiful, or the local parks, which offer playgrounds and plenty of space to run and explore.
The allure of Neosho presents itself with its natural beauty, historical significance, and a community-oriented lifestyle. Get ready to enjoy the welcoming atmosphere of Neosho. It is a wonderful setting for those seeking a fulfilling and serene retirement.
Common Questions About Retiring in Missouri
Missouri is the 18th most tax-friendly state for retirees, and is more tax-friendly than comparable Midwestern states like Minnesota or Michigan.
Missouri is pretty tax-friendly for retirees. If you file singly, Social Security income is fully tax exempt for a single filer with up to $85,000, and for couples filing jointly, up to $100,000. Income from public pensions is eligible for heavy deductions.
NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. Median home price, number of hospitals, 65+ population, and crime rates were entered into an algorithm to calculate a score for each city whose population is at least 10,000.
| City Name | People Over 65 | Violent Crimes | Property Crimes | Access to Doctors | Median Home Value |
| Jennings | 13.3% | 263 | 696 | 32 | $64,800 |
| Ferguson | 11.8% | 217 | 1,001 | 32 | $83,500 |
| Carthage | 13.0% | 38 | 505 | 6 | $88,600 |
| Overland | 14.0% | 41 | 517 | 32 | $89,000 |
| St. Ann | 11.5% | 36 | 273 | 31 | $89,900 |
| Sedalia | 16.3% | 188 | 954 | 3 | $90,500 |
| Kennett | 18.9% | 48 | 642 | 3 | $91,600 |
| Mexico | 17.8% | 9 | 398 | 3 | $92,500 |
| Poplar Bluff | 16.2% | 83 | 1,148 | 3 | $92,400 |
| Neosho | 14.9% | 29 | 394 | 6 | $93,300 |
| Moberly | 14.5% | 83 | 275 | 2 | $94,100 |
| Florissant | 13.7% | 111 | 1,071 | 32 | $97,600 |
| Webb City | 15.0% | 10 | 317 | 6 | $99,600 |
| West Plains | 19.8% | 52 | 709 | 2 | $99,700 |
| Lebanon | 14.7% | 60 | 709 | 1 | $99,800 |
| Hannibal | 16.9% | 101 | 880 | 3 | $105,300 |
| Raytown | 18.3% | 200 | 1,294 | 32 | $105,700 |
| Grandview | 12.5% | 192 | 969 | 30 | $108,600 |
| Marshall | 16.4% | 59 | 263 | 3 | $110,200 |
| Bolivar | 16.6% | 30 | 416 | 1 | $111,600 |
| St. Joseph | 15.5% | 431 | 4,355 | 2 | $114,100 |
Access to Doctors is calculated by finding the number of hospitals, discounting children’s hospitals and VA hospitals within one mile of the city.
Other Missouri Resources
Jessi Gonzalez writes on the topics of home-buying, home decor, and home-ownership for New Home Source. She has a degree from Coastal Bend College and is currently enrolled in the English degree program at Texas A&M Corpus Christi.
Complete Guide to Closing Costs in Florida