South Dakota has some of the United States’ most iconic outdoor attractions. South Dakota is safe and inviting. It is truly a perfect state for retirees who love the outdoors. Whether you plan on visiting Mount Rushmore National Memorial or hiking in Badlands National Park, there is truly something for everyone in South Dakota. Additionally, South Dakota has a lower cost of living as compared to the remainder of the U.S. With affordable cities and no state income tax, retirees choose South Dakota.

If you are interested in retiring in South Dakota, you’re at the right place. NewHomeSource has found the top 10 cities to retire in South Dakota. This article will help you find the perfect city to start your new life.

Top 10 Cities to Retire in South Dakota

1. Belle Fourche

Percentage of Population Over 65: 17% 

Median Home Value: $179,300

Most Recent Annual Number of Violent Crimes Per 1,000 People: 1.93

Most Recent Annual Number of Property Crimes Per 1,000 People: 17.90

Number of Hospitals Within 25 Miles of the City: 2

Belle Fourche is a beautiful choice for a retirement destination. Nestled in western South Dakota, Belle Fourche (pronounced “bell foosh”) offers a charming small-town atmosphere with stunning scenery right at your doorstep. It is a remote location. The closest larger city is Rapid City to the south about an hour away.

The city itself boasts the Belle Fourche Riverwalk, a scenic path perfect for walks or bike rides. Nearby, explore the Devils Tower National Monument, a geological wonder, or hike the trails in the Black Hills National Forest. Spearfish Canyon State Park offers stunning views and opportunities for kayaking and fishing.

Belle Fourche has a surprising amount to offer culturally. The Tri-State Museum delves into the region’s rich history, and the Matthews Opera House showcases local talent. For a touch of the Wild West, visit the Rodeo Capital of the World during their annual rodeo.

Healthcare is well-served by the Belle Fourche Health Clinic, with Rapid City offering more specialized care if needed. Entertainment options include catching a movie at the local theater or attending community events like art walks and farmers markets. While shopping is on a smaller scale, there are unique boutiques and stores catering to a Western style.

Retirees in Belle Fourche are well looked after. The Belle Silver Lining program offers social activities and resources specifically designed for older adults. The Belle Fourche Recreation Center provides opportunities for fitness classes and socialization. While there isn’t a dedicated golf course, the nearby Spearfish Canyon Country Club offers golfing opportunities. Pickleball courts are available at the rec center.

Retirees will be surrounded by beautiful scenery, perfect for anyone who loves to hike and explore nature. It is understandable how Belle Fourche made the top spot on our list.

2. Huron

Percentage of Population Over 65: 19%

Median Home Value: $133,600

Most Recent Annual Number of Violent Crimes Per 1,000 People: 3.37

Most Recent Annual Number of Property Crimes Per 1,000 People: 11.88

Number of Hospitals Within 25 Miles of the City: 1

Huron is located in east-central South Dakota in the heart of the state’s Glacial Lakes and Prairies Region. Huron finds itself along the beautiful James River offering a small town feel where everyone knows everyone. Sioux Falls, the state’s largest city, is a comfortable drive away at around 140 miles.

There is plenty to keep you engaged in Huron. The city is home to the South Dakota State Fair. See the world’s largest pheasant at the Dakotaland Museum. Spend your free time hunting or taking the grandkids out to play mini golf.

Midwestern hospitality, green spaces, and a dynamic culture combine in this city. Healthcare in Huron is well-regarded, with reputable hospitals and clinics readily available. The town offers a good selection of restaurants, ranging from casual diners to local favorites serving up delicious flavors. Shopping options cater to daily needs, with a mix of national chains and local stores.

In Huron, you can find a suburban and family-oriented community where retirement will greet you with a peaceful setting.

3. Mitchell

Percentage of Population Over 65: 21%

Median Home Value: $168,400

Most Recent Annual Number of Violent Crimes Per 1,000: 4.48

Most Recent Annual Number of Property Crimes Per 1,000 People: 21.43

Number of Hospitals Within 25 Miles of the City: 2

Mitchell, South Dakota, is situated in the southeastern part of the state. It is approximately 75 miles west of Sioux Falls, the largest city in South Dakota, and about 230 miles northwest of Omaha, Nebraska. This location provides a small-town atmosphere while still being within a reasonable distance to larger urban areas for additional amenities and services.

Mitchell, South Dakota is most known best for having the World’s Only Corn Palace. This iconic building is decorated with murals made from corn and other grains. It serves as a venue for concerts, sports events, exhibits, and other events. The Dakota Discovery Museum offers insights into the region’s history and culture. Additionally, the Mitchell Prehistoric Indian Village provides an archaeological exploration experience. Also, don’t forget to visit the George and Eleanor McGovern Library to learn more about the senator’s interesting life, this is a Mitchell, South Dakota favorite!

Mitchell offers a variety of parks and recreational areas. Enjoy water recreation at Lake Mitchell. Here, retirees can enjoy fishing, swimming, hiking, paddle boarding, and even canoeing! Hitchcock Park is a popular spot featuring walking trails, picnic areas, and sports facilities. For those interested in state parks, nearby areas include the James River Valley and Lake Andes National Wildlife Refuge, where retirees can enjoy hiking, wildlife observation, and serene natural surroundings.

Mitchell has a robust healthcare system with Avera Queen of Peace Hospital offering a range of medical services, including specialized care for older adults. There are also numerous clinics and healthcare providers in the area, ensuring comprehensive medical care for retirees.

Retirees who enjoy sports will find several golf courses in and around Mitchell, such as the Lakeview Golf Course. There are also facilities for tennis and the increasingly popular sport of pickleball, providing opportunities for active recreation and social interaction.

Embrace your golden years in a welcoming South Dakota city. Mitchell checks off lots of boxes!

4. Madison

Percentage of Population Over 65: 21%

Median Home Value: $157,200

Most Recent Annual Number of Violent Crimes Per 1,000 People: 1.32

Most Recent Annual Number of Property Crimes Per 1,000 People: 4.78

Number of Hospitals Within 25 Miles of the City: 2

Discover a welcoming community in southeastern South Dakota. Madison is a beautiful town. It is perfect for retirees who want to spend their years surrounded by amazing scenery. Situated in Lake County, Madison provides easy access to larger cities such as Sioux Falls, approximately 50 miles to the southeast, and Brookings, about 40 miles to the north. This convenient proximity allows residents to enjoy the amenities of bigger cities while relishing the tranquility of a smaller community.

Lake Madison and Lake Herman let you spend lazy days on the water. At Lake Herman State Park you can hike and enjoy Mother Nature at her finest. Lake Herman State Park offers outdoor activities such as fishing, boating, hiking, and camping.

Madison is known for its beautiful parks and recreational opportunities. The city boasts several parks, including the scenic Westside Park and the sprawling Prairie Village, which features historical buildings, a museum, and a working railroad. You can enjoy South Dakota’s frontier culture at Prairie Village.

Cultural and historical attractions in Madison include the Smith-Zimmermann Heritage Museum, which showcases the history and heritage of the area. The Dakota State University campus also hosts various events, performances, and exhibits that add to the cultural vibrancy of the city. For healthcare, Madison Regional Health System offers comprehensive medical services, ensuring that residents have access to quality care close to home.

Retirees in Madison can enjoy activities and events tailored to their interests, including senior fitness classes, community gatherings, and hobby clubs. The city also features golfing at the Madison Country Club, where residents can play a round of golf while enjoying the beautiful South Dakota landscape.

What makes Madison unique is its blend of small-town charm combined with access to modern amenities and healthcare. The city’s emphasis on community events and outdoor recreation makes it an appealing choice for retirees looking for a balanced and fulfilling lifestyle.

5. Yankton

Percentage of Population Over 65: 21%

Median Home Value: $191,400

Most Recent Annual Number of Violent Crimes Per 1,000 People: 3.49

Most Recent Annual Number of Property Crimes Per 1,000 People: 19.67

Number of Hospitals Within 25 Miles of the City: 3

Yankton is a town on the Missouri River in southeastern, South Dakota. Yankton is also South Dakota’s most historic town and is filled with shopping, outdoor activities, and unique dining. Yankton offers a variety of activities and we know you’ll find something you love.

Life in Yankton pretty much revolves around the river. People often spend time at the Lewis and Clark Recreation Area or at the Meridian Highway Bridge. There, you can go fishing, swimming, and spend time with your friends and family. The Meridian Bridge, a double-deck pedestrian bridge, offers scenic views and is a popular spot for walks and community events.

The Gavins Point Dam, part of the park, creates Lewis and Clark Lake, a popular spot for water sports and picnicking. Riverside Park, located within the city, features walking trails, playgrounds, and areas for relaxation and socializing.

The annual Riverboat Days celebration is a highlight, featuring parades, live music, and craft fairs. Golf enthusiasts will appreciate the scenic Fox Run Golf Course, which offers a well-maintained course and beautiful views.

The Dakota Territorial Museum is a must-visit, offering a glimpse into the region’s history with exhibits on the Dakota Territory and early pioneer life. The Mead Cultural Education Center also provides historical insights and community events. For those interested in the arts, the Yankton Area Arts organization hosts various exhibits, performances, and workshops throughout the year.

The city’s location along the Missouri River provides picturesque landscapes and outdoor recreation opportunities, making it a haven for nature lovers. The friendly, welcoming atmosphere and the range of amenities designed for seniors make Yankton a standout choice for retirement.

6. Brookings

Percentage of Population Over 65: 11%

Median Home Value: $222,100

Most Recent Annual Number of Violent Crimes Per 1,000 People: 1.19

Most Recent Annual Number of Property Crimes Per 1,000 People: 7.68

Number of Hospitals Within 25 Miles of the City: 3

Brookings, South Dakota, offers a welcoming and vibrant community that makes it an attractive destination for retirees. Located in the eastern part of the state, Brookings is within close proximity to Sioux Falls which is about an hour’s drive to the south. This strategic location provides easy access to urban amenities while maintaining a small-town charm.

Discover the outdoors in South Dakota. McCrory Gardens is a beautiful 25-acre botanical garden perfect for leisurely walks and nature appreciation. Spend your free time camping, fishing, hiking, and boating at Oakwood Lakes State Park, a short drive away. Larson Park, right in Brookings, is ideal for picnics, walking, and enjoying the serene environment. Take a relaxing stroll in Dakota Nature Park.

For some local culture visit the South Dakota Art Museum and the Children’s Museum of South Dakota. The Brookings County Historical Society Museum provides insights into the local history and heritage, making it a fascinating spot for history buffs.

For fitness classes and social events visit the Brookings Activity Center. Practice your golf swing at the Brookings Country Club. Healthcare in Brookings is reliable and accessible, with Brookings Health System providing comprehensive medical services.

This top rated town truly has something for everyone. It is definitely worthy of your golden years on your terms.

7. Rapid Valley

Percentage of Population Over 65: 15%

Median Home Value: $197,700

Most Recent Annual Number of Violent Crimes Per 1,000 People: 9.5

Most Recent Annual Number of Property Crimes Per 1,000 People: 17.1

Number of Hospitals Within 25 Miles of the City: 3

Rapid Valley is located in the western part of South Dakota, just east of Rapid City. Rapid City, with a population of over 75,000, is the largest nearby city just over 5 miles away. Rapid City is a great option for a range of services, shopping, dining, and cultural activities.

Rapid Valley is a gateway for all things national parks. Open a world of discovery when you live in close proximity to Mount Rushmore, Badlands National Park, and Custer State Park. Retirees who decide to live in Rapid Valley will be surrounded by beautiful nature. Nearby is the stunning Black Hills National Forest, where retirees can enjoy hiking, bird watching, and scenic drives. Fish, camp, and view wildlife at Custer State Park. The Badlands National Park is stunning with its unique geological formations and beautiful landscapes.

Cultural and historical enthusiasts will appreciate the proximity to attractions like the Journey Museum in Rapid City, which covers the history of the Black Hills from the dinosaurs to the present day. The South Dakota Air and Space Museum is another fascinating spot, showcasing the region’s aviation history. For a taste of local history and art, the Dahl Arts Center is a must-visit. Rapid Valley is also known for its outstanding culinary, winery and brewery scenes.

The area offers a slower pace of life, perfect for retirees looking to relax and enjoy their golden years. The community is welcoming and supportive, making it easy to feel at home.

8. Pierre

Percentage of Population Over 65: 17%

Median Home Value: $216,700

Most Recent Annual Number of Violent Crimes Per 1,000 People: 3.21

Most Recent Annual Number of Property Crimes Per 1,000 People: 20.14

Number of Hospitals Within 25 Miles of the City: 1

Pierre is the welcoming capital of South Dakota. Found along the eastern bank of the Missouri River, this is an idyllic locale. Pierre provides picturesque views and a tranquil environment. It is a day trip to head to either Rapid City, 175 miles away or Sioux Falls, 225 miles away.

Locals often find themselves visiting the State Capitol, exploring the history of South Dakota at the Cultural Heritage Center. If you want to enjoy the outdoors, try relaxing at La Framboise Island. This nature area is connected to the city by a causeway. It is perfect for leisurely walks and wildlife observation. The Oahe Downstream Recreation Area is a popular spot, featuring camping, fishing, hiking, and boating opportunities.

For cultural experiences, Pierre has several museums and attractions. The South Dakota State Historical Society Museum showcases the state’s rich history, while the South Dakota National Guard Museum honors military heritage. The Cultural Heritage Center provides engaging exhibits on the region’s past and present.

The Pierre Area Senior Center is a great place to connect with friends. Enjoy everything from potlucks, entertainment, exercise classes, and a coffee club to stay engaged and active. Set frequent tee times at Hillsview Golf Course. You are never too old for a snowball fight with over 30 inches of snow in this area.

The city’s commitment to preserving its heritage and fostering a close-knit community environment makes it an attractive choice for retirement. The slower pace of life, coupled with ample recreational opportunities and quality healthcare, ensures a fulfilling and relaxed lifestyle.

9. Harrisburg

Percentage of Population Over 65: 4%

Median Home Value: $253,800

Most Recent Annual Number of Violent Crimes Per 1,000 People: 14.9

Most Recent Annual Number of Property Crimes Per 1,000 People: 15.4

Number of Hospitals Within 25 Miles of the City: 7

Harrisburg, SD has something for every type of retiree! Located in the southeastern part of the state, the city is just a short drive away from Sioux Falls, the largest city in South Dakota. With just 20 miles separating these two cities, Harrisburg is an attractive option for retirees who want a peaceful environment while still being close to urban conveniences.

Cultural and educational attractions in and around Harrisburg include the Old Courthouse Museum and the Pettigrew Home & Museum in nearby Sioux Falls. The Washington Pavilion of Arts and Science in Sioux Falls is another highlight, featuring art exhibits, a science museum, and live performances. You will find everything from Japanese Gardens to a Butterfly House and Aquarium in your explorations.

Harrisburg is surrounded by beautiful parks and natural areas. Newton Hills State Park, about a half-hour drive away, offers hiking, fishing, and camping opportunities in a picturesque setting. For local green spaces, Lions Park and Ellis Larson Park provide lovely spots for picnicking, walking, and enjoying the outdoors. Golf enthusiasts can enjoy nearby courses like the Willow Run Golf Course. Harrisburg supports a variety of activities that can keep retirees active and engaged.

Healthcare services are robust, with Sioux Falls hosting several top-rated hospitals and medical facilities, including Sanford USD Medical Center and Avera McKennan Hospital.

For entertainment, Harrisburg and the surrounding area provide a variety of options. Sioux Falls boasts a vibrant arts scene, theaters, and live music venues. Dining in Harrisburg ranges from cozy local eateries to more diverse options in Sioux Falls, offering something to suit every palate. Shopping is also convenient, with a mix of local shops and larger retail centers nearby.

Compared to other retirement locales, Harrisburg offers the unique advantage of a serene setting with the convenience of Sioux Falls just a short distance away. Find the perfect new home to start this chapter of life.

10. Tea

Percentage of Population Over 65: 6%

Median Home Value: $268,500

Most Recent Annual Number of Violent Crimes Per 1,000 People: 12.4

Most Recent Annual Number of Property Crimes Per 1,000 People: 21.3

Number of Hospitals Within 25 Miles of the City: 8

Tea, the city in South Dakota, not the beverage, is a charming suburb of Lincoln County, perfect for retirees who want to spend their years in a vibrant urban community. Tea gives you easy access to Sioux City, while still allowing you to invest in a home surrounded by South Dakota’s beautiful prairie setting.

While Tea itself is a small town, its proximity to Sioux Falls means access to a variety of cultural attractions. The Washington Pavilion in Sioux Falls features a science center, art gallery, and performing arts space. The Old Courthouse Museum and the Pettigrew Home & Museum offer glimpses into the region’s history. Tea itself hosts community events and local attractions like the Tea Area Community Library and the Tea Events Center, which hosts various activities and gatherings.

Healthcare in Tea is supported by its closeness to Sioux Falls, home to several major hospitals and healthcare facilities, including Sanford Health and Avera Health. These institutions offer qualified professionals serving you without the need for long-distance travel.

Tea’s community is welcoming to retirees, offering various activities and events geared toward older residents. The local senior center provides social gatherings, fitness classes, and hobby groups. For sports enthusiasts, Tea is close to several golf courses.

Tea’s focus on inclusivity and active living makes it a standout option for retirees looking for a balance between relaxation and engagement. Take a look at the new home communities in and around Tea to start living the retirement life you desire.

Common Questions about Retiring in South Dakota

Is South Dakota a good state to retire in?

If you love nature and are concerned about paying too many taxes, South Dakota is the perfect retirement spot for you. There are many natural beauties, no income tax, and no estate or inheritance taxes.

Why would you move to South Dakota?

South Dakota is known for its high quality of life. It is also ranked second best state for overall well-being and happiness. The Dakotas are some of the most sparsely populated states in the U.S. South Dakota, despite being large in terms of land size, it is not overpopulated.