The 10 Best Places to Retire in Tennessee

Retiring in Tennessee means choosing to invest in an exciting lifestyle and your next adventure. This amazing state has stunning scenery for the active adult who wants to reconnect with nature, while urban hubs are perfect for the more cosmopolitan retiree.

To that end, NewHomeSource has compiled the top 10 cities for retirees in Tennessee. Find the perfect city and the perfect new home for your downsized retirement lifestyle today.

Top 10 Cities and Places to Retire in Tennessee

1. Bolivar

Percentage of the Population Over 65: 20%

Median Home Value: $122,600

Most Recent Annual Number of Violent Crimes Per 1,000 People: 55.3

Most Recent Annual Number of Property Crimes Per 1,000 People: 55.4

Number of Hospitals Within 25 Miles of the City: 2

Bolivar is an affordable town a bit over an hour east of Memphis. Nashville is three hours east for fun day trips. This location makes it perfect for retirees who want to enjoy the best of all possible worlds. Spend your free time in this charming town nestled in the southwest corner of the state offering a friendly, small-town atmosphere while maintaining proximity to larger cities.

Bolivar caters to retirees with its relaxed pace and focus on community. The well-regarded Bolivar Senior Citizen Center is a hub of activity, offering exercise classes, social events, and even trips to explore the surrounding area. Healthcare is served by a local hospital with specialists readily available in nearby cities.

When you feel outdoorsy head over to Whiteville Lake for hiking and boating. Venture outside the city to explore Meeman-Shelby State Park, offering hiking trails, fishing on the mighty Mississippi River, and even horseback riding adventures.

Entertainment in Bolivar leans towards a slower pace. Enjoy a leisurely stroll through the historic downtown square, or take in a local production at the historic courthouse. Dining options reflect the Southern charm, with plenty of cafes and restaurants serving up homestyle cooking. Tasty flavors are available at Simon’s, a local favorite. Shopping caters to everyday needs, with some specialty stores offering unique finds.

Active retirees will appreciate the presence of facilities for golf, tennis, and pickleball. Hardeman County Golf and Country Club offers an 18-hole golf course, while several public courts provide space for tennis and pickleball matches.

Residents take pride in their heritage, evident in the beautifully preserved architecture throughout the town. Bolivar offers a genuine sense of belonging, a place where you can truly put down roots and become part of the fabric of the community.

2. Halls

Percentage of the Population Over 65: 17%

Median Home Value: $86,900

Most Recent Annual Number of Violent Crimes Per 1,000 People: 25.9

Most Recent Annual Number of Property Crimes Per 1,000 People: 33.1

Number of Hospitals Within 25 Miles of the City: 3

Nestled in West Tennessee, Halls offers a charming small-town atmosphere. Live less than an hour and a half north of Memphis, putting you within reach of all it has to offer.

Halls, Tennessee is a delightful rural town where you can enjoy the attractions and amenities of Memphis without the constant hustle and bustle. Life in Halls means getting to take a deep breath, slow down, and smell the roses when during your retirement, surrounded by a loving community.

Halls boasts a vibrant senior community. The Halls Senior Center is a great place to socialize, offering billiards, computer labs, and an events calendar. Knox County also has several senior centers with various activities. For healthcare, Baptist Memorial Hospital-Lauderdale is conveniently located nearby.

While Halls itself may not have a plethora of shops and restaurants, Memphis provides a wealth of options. For outdoor enthusiasts, Ijamsville Public Park offers hiking, biking, and disc golf. The Great Smoky Mountains National Park is just a day trip away, with stunning scenery and wildlife viewing.

If you seek a welcoming, active community with easy access to big city offerings, Halls might be your perfect Tennessee haven.

3. Bloomingdale

Percentage of the Population Over 65: 20%

Median Home Value: $139,700

Most Recent Annual Number of Violent Crimes Per 1,000 People: 28.4

Most Recent Annual Number of Property Crimes Per 1,000 People: 52.3

Number of Hospitals Within 25 Miles of the City: 8

If you want to have the best retirement, you need to make your home in Bloomingdale, TN. This amazing community has something for everyone, surrounded by Tennessee’s sublime natural scenery. Nestled in Sullivan County, Bloomingdale offers a charming suburban atmosphere with a small-town feel. It’s conveniently located near Kingsport, a larger city with more amenities. Live in the northeastern part of the state close to the Virginia border.

Bloomingdale boasts beautiful scenery with easy access to nature. For the outdoor enthusiast who love to hike, picnic, or take a scenic drive. Visit Kings Mountain State Park. Closer to home, enjoy the walking trails and community gardens at Sullivan County Fairgrounds Park. For day trips and big-city thrills, Knoxville and Asheville, North Carolina are both within a reasonable driving distance.

Looking for activities geared towards retirees? Bloomingdale and Kingsport offer senior centers with social events, fitness classes, and clubs. Additionally, there are numerous golf courses in the area, including some public courses perfect for a retiree’s budget.

Retirees here appreciate the peace and quiet of suburban living with easy access to amenities in nearby Kingsport. Give Bloomingdale a look!

4. Humboldt

Percentage of the Population Over 65: 26%

Median Home Value: $89,100

Most Recent Annual Number of Violent Crimes Per 1,000 People: 10.44

Most Recent Annual Number of Property Crimes Per 1,000 People: 26.1

Number of Hospitals Within 25 Miles of the City: 5

Life in Humboldt gives you a wonderful combination of bucolic surroundings with a great town culture. Be served up some southern hospitality in this city located between Memphis and Nashville. This makes for easy day trips for fun music attractions, museums, and more in these larger Tennessee cities.

Humboldt is home to several parks that offer a variety of outdoor activities. Bailey Park is a local favorite, featuring walking trails, playgrounds, and picnic areas. For those willing to venture a bit farther, the nearby Natchez Trace State Park offers extensive hiking, fishing, and boating opportunities. The park’s scenic beauty and well-maintained trails make it a great spot for day trips and nature exploration.

Humboldt Medical Center provides comprehensive healthcare services, giving you peace of mind for quality healthcare. Additionally, the proximity to larger cities like Jackson expands the range of availability of specialized treatments and advanced medical care.

Humboldt might be small, but it is mighty. The West Tennessee Regional Arts Center offers a range of cultural activities, including art exhibits, theater performances, and concerts. The annual West Tennessee Strawberry Festival is a highlight, featuring parades, concerts, and community events that bring the town together. The Humboldt Senior Citizens Center organizes social events and more to keep you connected. Golf enthusiasts can enjoy the Humboldt Golf and Country Club, which offers a well-maintained course and social events for members.

Humboldt stands out for its tight-knit community, affordable cost of living, and quality of life. The community’s commitment to supporting its senior residents through dedicated activities and services adds to its allure. Choosing Humboldt means enjoying a peaceful, welcoming environment with the convenience of nearby urban amenities. Select a new home from a new home community in the Humboldt area.

5. Erwin

Percentage of the Population Over 65: 23%

Median Home Value: $150,800

Most Recent Annual Number of Violent Crimes Per 1,000 People: 24.2

Most Recent Annual Number of Property Crimes Per 1,000 People: 21.7

Number of Hospitals Within 25 Miles of the City: 6

Erwin is a beautiful riverside town in Tennessee that gives active adults an exciting place to call home. Nestled in the northeastern corner of the state, Erwin offers a welcoming small-town atmosphere with easy access to bigger amenities. Just a short drive from Johnson City, Erwin boasts a slower pace of life perfect for retirees.

Nature lovers will rejoice in the surrounding beauty. Erwin sits on the doorstep of the Nolichucky River, perfect for fishing and kayaking. The pristine Doe Valley offers hiking and biking trails, while the nearby Roan Mountain State Park boasts breathtaking mountain views and scenic drives.

Erwin itself provides a relaxed pace. Healthcare is available with the Unicoi County Medical Center close by. Entertainment options include local festivals and live music at the historic Erwin Depot. For shopping, there are local stores and boutiques alongside larger retailers in nearby Johnson City.

Erwin offers a vibrant downtown scene with a wide variety of shops and restaurants. If a quaint, friendly community nestled amidst breathtaking scenery sounds appealing, then Erwin, might be your perfect retirement locale.

6. Newport

Percentage of the Population Over 65: 18%

Median Home Value: $123,900

Most Recent Annual Number of Violent Crimes Per 1,000 People: 11.28

Most Recent Annual Number of Property Crimes Per 1,000 People: 62.32

Number of Hospitals Within 25 Miles of the City: 4

Nestled in the foothills of the Great Smoky Mountains, Newport, Tennessee is charming with a backdrop of stunning natural beauty. Located in the eastern part of the state, it’s less than an hour drive from Knoxville, the closest major city.

Newport is a delightful place to call home. Retirees can take advantage of affordable homes, ease to major metropolitan area, and amenities.

Beautiful scenery surrounds you when you make your home in Newport. The expansive Cherokee National Forest offers hiking, biking, and scenic drives. The nearby Bays Mountain Park features a planetarium, nature center, and an observation deck with breathtaking panoramic views.

Healthcare is well-served by Newport Medical Center, with specialists readily available in Knoxville. Entertainment options in Newport cater to a relaxed pace of life. You’ll find local festivals, craft shows, and community events throughout the year. The historic downtown area offers a handful of restaurants and shops, perfect for strolling and socializing.

Newport’s special charm lies in its embrace of small-town living. It’s a place where neighbors know each other, the pace is relaxed, and the beauty of the surrounding mountains offers a constant source of serenity. Take a look at some of the new home communities in and around Newport.

7. Ripley

Percentage of the Population Over 65: 13%

Median Home Value: $119,900

Most Recent Annual Number of Violent Crimes Per 1,000 People: 17.47

Most Recent Annual Number of Property Crimes Per 1,000 People: 31.21

Number of Hospitals Within 25 Miles of the City: 4

Ripley combines all the features that people love about rural Tennessee. Discover Ripley in Lauderdale County in the state’s northwest corner. It offers a slower pace of life ideal for retirees. This location also puts you northeast of Memphis, just over an hour away.

Ripley boasts beautiful green spaces. For a leisurely stroll, head to the Ripley Town Square Park, or venture slightly further to Meeman-Shelby State Park for hiking, fishing on the banks of the Mississippi River, or exploring the park’s historic Civil War battlefield. Beautiful scenery provides ample opportunities for hiking and enjoying the great outdoors.

While the town itself offers limited entertainment options, day trips to Memphis provide access to world-class museums, live music venues, and professional sporting events. Ripley itself does host community events throughout the year, like the Ole Time Country Fair, perfect for mingling with friendly locals.

Ripley’s true magic lies in its small-town feel. Friendly neighbors gather on porches, chatting about the day’s events. The pace is unhurried, and a sense of community permeates the town. Truly relax and feel like you belong. You’ll love retired life in Ripley.

8. Dayton

Percentage of the Population Over 65: 17%

Median Home Value: $130,900

Most Recent Annual Number of Violent Crimes Per 1,000 People: 1.4

Most Recent Annual Number of Property Crimes Per 1,000 People: 14.57

Number of Hospitals Within 25 Miles of the City: 4

Dayton, TN serves up an exceptional quality of life for retirees. Nestled in the scenic Tennessee Valley, Dayton offers a charming blend of natural beauty, vibrant community life, and a welcoming atmosphere. Known for its historical significance and small-town charm, Dayton provides a perfect location for a fulfilling retirement.

Its beautiful natural setting on the Cherokee River gives active adults plenty of chances to hike, boat, and fish. The nearby Chickamauga Lake is where it’s at for boating, fishing, and picnicking. The Pocket Wilderness, a local favorite, provides scenic hiking trails and serene landscapes for leisurely walks and bird watching.

For more extensive outdoor adventures, the beautiful Fall Creek Falls State Park, one of Tennessee’s largest and most visited state parks, is just a short drive away. Here, retirees can enjoy hiking, camping, and stunning waterfalls, along with guided nature programs.

The Tennessee Strawberry Festival is a fun community wide event that gives you a fun way to engage with your neighbors. The annual Scopes Trial Festival celebrates the town’s historical significance and features live music, reenactments, and local crafts. Dining in Dayton is a delightful experience, with a range of eateries offering everything from Southern comfort food to ethnic fare. Local favorites like Screen Door Kitchen provide delicious meals.

Dayton boasts access to quality healthcare services, essential for retirees. The Rhea Medical Center provides comprehensive medical care, including emergency services, primary care, and specialized treatments. Additionally, the proximity to larger cities like Chattanooga ensures access to top-tier medical facilities and specialists, offering peace of mind for residents with specific health needs.

Activities and events geared towards older residents include community theater productions, craft fairs, and social clubs. For retirees who enjoy sports, Dayton has several options. Golfers can enjoy a well-maintained golf course with beautiful views, perfect for a relaxing round of golf. Additionally, local parks and recreation centers provide facilities for tennis and the increasingly popular sport of pickleball, ensuring that residents can stay active and social.

Compared to other Tennessee locales, Dayton offers a more intimate, close-knit community while still providing access to the amenities and services of larger cities nearby. Your next new home might be in one of the Dayton area new home communities.

9. Lafayette

Percentage of the Population Over 65: 14%

Median Home Value: $165,300

Most Recent Annual Number of Violent Crimes Per 1,000 People: 2.67

Most Recent Annual Number of Property Crimes Per 1,000 People: 18.18

Number of Hospitals Within 25 Miles of the City: 6

Spend your golden years in Lafayette, TN. This lovely suburb north of Nashville lets you enjoy the best that the big city has to offer, without the big city price tag and constant noise. If you like the idea of retiring in Nashville, but aren’t in the mood for constant traffic, then Lafayette is the perfect place for your new home! Live in the northern part of the state to the south of Kentucky.

Healthcare in Lafayette is reliable and accessible, with Macon County General Hospital providing essential medical services to the community. The hospital offers a range of services, including emergency care, outpatient services, and specialty care. Along with several clinics and healthcare providers in the area, you won’t have to worry about healthcare.

Lafayette is surrounded by beautiful parks and natural areas that provide a range of outdoor activities. Key Park, located in the heart of Lafayette, offers walking trails, picnic areas, and sports facilities, making it a perfect spot for leisurely strolls and family gatherings. Nearby, Bledsoe Creek State Park offers stunning views of Old Hickory Lake, hiking trails, fishing, boating, and bird-watching opportunities.

The town hosts regular community events, such as the annual Macon County Fair and various local festivals that bring the community together. For dining, Lafayette offers a selection of charming restaurants and cafes, ranging from Southern comfort food to more eclectic fare. Popular spots for delicious dining include Agave’s and Gibson’s Cafe.

Take advantage of the convenient shopping including a mix of local boutiques, antique shops, and essential retail stores. The town’s Main Street is particularly charming. Lafayette also has several community centers and organizations that host activities and events specifically designed for older residents, including fitness classes, social gatherings, and hobby clubs.

The town’s friendly atmosphere, coupled with its natural beauty and range of amenities, makes it an ideal place for retirees. It’s easy to see why Lafayette made the list.

10. Milan

Percentage of the Population Over 65: 15%

Median Home Value: $123,100

Most Recent Annual Number of Violent Crimes Per 1,000 People: 6.24

Most Recent Annual Number of Property Crimes Per 1,000 People: 20.56

Number of Hospitals Within 25 Miles of the City: 5

Rounding out our list for those wanting to retire in Tennessee, Milan is a delightful and affordable community. Discover a rural setting in between Nashville and Memphis to celebrate your golden years. When you choose to buy a new home in Gibson County you reap the tranquility of small-town living with a variety of amenities and activities that cater to older residents.

The Milan City Park is a local favorite, offering walking trails, picnic areas, and sports facilities. For those who enjoy fishing, Milan City Lake is a serene spot to cast a line. Nearby, you can explore the natural beauty of the Natchez Trace State Park, which is perfect for hiking, bird watching, and enjoying the great outdoors. The park also offers opportunities for boating and camping, making it a great spot for day trips or weekend getaways.

Milan General Hospital provides comprehensive medical services, including emergency care, surgical services, and a variety of outpatient treatments. The Milan Country Club offers golfing opportunities, while tennis and pickleball courts are available at local parks. For those who enjoy cultural pursuits, the nearby cities of Jackson and Memphis offer museums, theaters, and music venues that are easily accessible for a day trip.

The Milan Senior Citizens Center offers various programs, including exercise classes, craft workshops, and social gatherings, ensuring that retirees have ample opportunities to stay active and engaged. The center also organizes day trips and special events that cater to the interests of older adults.

Choosing Milan for retirement means embracing a lifestyle that balances relaxation with engagement. The city’s amenities, healthcare services, and community-oriented activities make it an ideal choice for retirees looking for a welcoming and supportive environment to enjoy their golden years. While new homes are sparse, check out these new home communities close to Milan.

NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. Median home price, number of hospitals, 65+ population, and crime rates were entered into an algorithm to calculate a score for each city whose population is at least 10,000.