The 10 Best Places to Retire in Indiana

For years, you have worked in an office anticipating the day when you could enjoy an unbeatable retirement. Indiana will deliver with its beautiful scenery, all four seasons, and bustling cities with exciting cultures. Retiring in Indiana means making the lifestyle you focused on to get you through long days of work a reality. 

NewHomeSource has compiled the top 10 cities to retire in Indiana. Explore these fantastic cities and browse their 55+ communities to find the perfect place for your perfect new home during this exciting new chapter in your life. This Midwestern state is sure to surprise you with its friendly cities.

Top 10 Cities to Retire in Indiana

1. Peru

Percentage of the Population Over 65: 17.3%

Median Home Value: $61,200

Most Recent Annual Number of Violent Crimes: 59

Most Recent Annual Number of Property Crimes: 347

Number of Hospitals Within One Mile of the City: 4

In the heart of the Hoosier State, Peru is a quiet, unassuming town that might surprise you with its charm. It is a place where the pace slows, and folks know your name. Peru has something for all types of retirees. Nature lovers can stay active and healthy while exploring the Seven Pillars Nature Preserve and the Mississinewa Reservoir and Lake. Peru’s fun culture will appeal to people looking to enjoy fun museums and good restaurants. Its low cost of living and median home price is an added bonus for anyone on a fixed income.

Located in Miami County, Peru is a comfortable drive north of Indianapolis, Indiana’s bustling capital. While it does not share the metropolitan energy of its larger neighbor, it offers a different kind of appeal: tranquility. Known for its contributions to the railroad industry, Peru has a legacy that is woven into the fabric of the community.

For retirees, Peru offers a cost of living that is generally lower than many parts of the country. The public library is a hub of activity, offering book clubs, computer classes, and other programs tailored to older adults. The local senior center provides a place to socialize, exercise, and learn new skills.

Enjoy cozy local restaurants serving up home-cooked meals, and independent shops offering unique finds. The town comes alive during the annual Peru Festival, a celebration of the community’s heritage.

For those who enjoy the outdoors, Peru is a hidden gem. Grissom Air Museum, a short drive away, offers a fascinating glimpse into aviation history. Nearby, you’ll find several state parks, perfect for hiking, fishing, and birdwatching. For golf enthusiasts, there are a few local courses to practice your swing.

Peru might not have the same level of amenities as a larger city, but it offers something far more valuable: peace of mind. Relax, recharge, and enjoy the simple pleasures of life in your golden years.

2. Logansport

Percentage of the Population Over 65: 15.9%

Median Home Value: $68,800

Most Recent Annual Number of Violent Crimes: 23

Most Recent Annual Number of Property Crimes: 534

Number of Hospitals Within One Mile of the City: 3

Sitting at the intersection of the Eel and Wabash Rivers is the charming community of Logansport. It is a popular place for retirees who want to live in a peaceful but fun town. In addition to its numerous parks and recreational spots, Logansport also has numerous historical spots and museums for you to explore.

Located in Cass County, Logansport sits comfortably between the larger cities of Indianapolis and Fort Wayne, providing convenient access to urban amenities without the hustle and bustle of big-city life. Affectionately nicknamed “The City of Bridges” due to its numerous crossings over the Wabash and Eel rivers, Logansport stands out for its picturesque scenery and rich history. This city is known for its warm, welcoming atmosphere and a strong sense of community, which can be particularly appealing to those in their golden years.

Retirees in Logansport will find a host of interesting and helpful amenities tailored to their needs. The Cass County Dentzel Carousel, one of the few remaining hand-carved carousels in the country, offers a nostalgic trip down memory lane. The city’s diverse museums, like the Cass County Historical Society Museum and the Jerolaman-Long Home, provide fascinating glimpses into the local history and culture.

Love the outdoors? Logansport boasts several beautiful parks and state parks. Riverside Park, with its scenic walking trails and the popular miniature golf course, is a favorite among locals. France Park, a short drive away, offers fishing, hiking, and even scuba diving in its clear, spring-fed lake, making it a haven for nature lovers and adventure seekers alike.

Entertainment options abound in Logansport, with venues like the historic McHale Performing Arts Center hosting a variety of concerts, plays, and community events. Dining and shopping are equally delightful, with a mix of quaint local eateries, cafes, and boutiques that offer unique finds and delicious cuisine.

The city places a strong emphasis on activities and events geared toward older residents. The McHale Community Complex is a hub of activity, offering fitness classes, social gatherings, and hobby groups. Senior centers and services in the area ensure that retirees have access to necessary resources and support, enhancing their quality of life.

Healthcare is always a vital consideration. Find Logansport Memorial Hospital offering comprehensive medical services. Visiting grandchildren will also find plenty to enjoy in Logansport. The city’s parks, swimming pools, and the nearby Indiana Beach amusement park offer endless fun and excitement, making visits memorable for the whole family.

Logansport is a retirement destination that will elevate your quality of life in the Midwest. Live in a picturesque environment that values its residents. With charm, a strategic location, and serenity, Logansport is sure to win you over.

3. Gary

Percentage of the Population Over 65: 18.4%

Median Home Value: $66,100

Most Recent Annual Number of Violent Crimes: 423

Most Recent Annual Number of Property Crimes: 2,687

Number of Hospitals Within One Mile of the City: 31

Gary, Indiana is a transformation unfolding. Take a closer look, especially if you are dreaming of a quieter pace. You can enjoy an affordable lakefront retirement when you make your home in Gary. This lovely community on the shores of Lake Michigan is the perfect setting for active adults who envision a relaxed retirement.

With Lake Michigan you will be spending your days boating and swimming. You will also want to set aside time to explore the Indiana Dunes National Park where you can hike, birdwatch, or simply soak up the sun on pristine beaches. Tucked into northwest Indiana, Gary is a stone’s throw from Chicago. This opens up a whole world of discovery from museums to performances to entertainment and recreation.

Gary is a city finding its rhythm again. The steel has cooled, but the city’s spirit has not. History and hope intersect, the old is making way for the new. You will find a surprising array of museums, from the ambitious City of Chicago Music Museum to the intimate Lake County Historical Society. There are parks, too, like Marquette Park, a sprawling green oasis with walking trails and a golf course.

But what truly sets Gary apart is its potential. It is a city on the cusp of something special, a place where you can be part of a community’s rebirth. It is for those who appreciate a good story, who aren’t afraid to explore the unexpected. Enjoy a unique retirement locale in Gary.

4. Marion

Percentage of the Population Over 65: 17.9%

Median Home Value: $67,800

Most Recent Annual Number of Violent Crimes: 104

Most Recent Annual Number of Property Crimes: 871

Number of Hospitals Within One Mile of the City: 1

Marion is a charming community between Fort Wayne and Indianapolis. For retirees seeking a blend of small-town charm and ample amenities, it is a hidden gem. Nestled in the heart of Grant County, Marion is strategically positioned in the north-central part of the state, making it a convenient hub. Just about an hour’s drive from the bustling city of Fort Wayne to the northeast and roughly two hours from the state capital, Indianapolis, Marion offers a balance of accessibility and tranquility.

Retirees have plenty of things to keep them busy during their golden years when they make their home in Marion. Two things you will want to do is explore the Quilter Hall of Fame and the historical Hostess House. The beautiful Cardinal Greenway gives nature lovers the perfect place to go biking.

Marion, referred to as “The Queen City of Grant County,” is unique in its rich blend of history, culture, and community spirit. Known primarily for being the birthplace of the iconic actor James Dean, Marion exudes a sense of nostalgia while embracing modern conveniences. This city is also recognized for its significant role in the American manufacturing sector, particularly in the automotive and glass industries.

Marion presents an array of attractions and conveniences that make it particularly appealing. The Quilters Hall of Fame, housed in the historic Marie Webster House, celebrates the art and heritage of quilting. The Marion Philharmonic Orchestra delivers regular performances, ensuring that your calendar is always dotted with enriching experiences.

Nature enthusiasts will find solace in the city’s green spaces. Matter Park, with its beautiful gardens, walking trails, and well-maintained facilities, is a local favorite. Those seeking a more immersive natural escape can venture to the nearby Mississinewa Lake, where fishing, boating, and hiking opportunities abound. The Indiana Wesleyan University campus also adds a youthful vibrancy to the town, with frequent events and activities open to the public.

Shopping in Marion is a pleasant mix of the familiar and the unique. Find retailers offering an array of retail therapy. Downtown Marion offers boutique shops and antique stores perfect for leisurely browsing.

The Marion Senior Center offers a range of activities from fitness classes to social gatherings, ensuring a vibrant community life. Healthcare needs are well-addressed with Marion General Hospital, known for its excellent services and quality care. Sports enthusiasts can enjoy several golf courses, including the Arbor Trace Golf Club, which offers a challenging yet enjoyable experience.

Marion’s blend of small-town charm, rich cultural offerings, and robust community resources make it a compelling choice for retirement. Enjoy a slower pace of life without sacrificing access to the amenities and services that enrich your golden years. For those looking to retire in a place that feels like home, Marion, Indiana might just be the perfect fit.

5. Connersville

Percentage of the Population Over 65: 19.9%

Median Home Value: $71,500

Most Recent Annual Number of Violent Crimes: 16

Most Recent Annual Number of Property Crimes: 103

Number of Hospitals Within One Mile of the City: 3

Connersville, Indiana offers a tranquil yet engaging lifestyle, perfect for retirees seeking a change of pace. Located in the eastern part of the state, Connersville sits about halfway between Indianapolis and Cincinnati, providing easy access to big-city amenities while maintaining a small-town charm. Known affectionately as “Little Detroit,” Connersville’s rich automotive history still echoes through its streets, a nod to its days as a major player in the car manufacturing industry.

This city is not just a place to live; it’s a place to belong. The local museums, like the Fayette County Historical Museum, offer a deep dive into the region’s past. The Whitewater Valley Railroad Museum provides a nostalgic journey back in time with scenic train rides that highlight the stunning landscapes of the Whitewater Valley.

Stay active and engaged. The Connersville Senior Center is a hub of activity. Healthcare is available with the Fayette Regional Health System, providing comprehensive medical services right in town. The Connersville Parks and Recreation Department frequently organizes events tailored to older residents, from craft fairs to seasonal festivals.

Outdoor enthusiasts will find much to love in Connersville’s parks and state parks. Roberts Park is a local favorite with walking trails, picnic areas, and sports facilities, including tennis courts and a community pool. Discover opportunities to fish, boat, and hike at Lake State Park, a short drive away. For golf lovers, Willowbrook Country Club provides a well-maintained course that promises a relaxing yet challenging game.

Connersville has engaging activities for your grandkids. The Connersville Skate Park is a popular spot for young skaters, while the nearby Connersville Aquatic Center provides hours of water fun. The city’s library hosts story times and educational programs that engage young minds.

Opt for a community where every day feels welcoming and fulfilling. In Connersville, retirees can find their ideal balance of relaxation and activity, all within a supportive and vibrant community. With an array of new homes in the area, you are sure to find the perfect retirement locale.

6. New Castle

Percentage of the Population Over 65: 18.1%

Median Home Value: $73,300

Most Recent Annual Number of Violent Crimes: 2

Most Recent Annual Number of Property Crimes: 199

Number of Hospitals Within One Mile of the City: 5

If you are hoping to relax and enjoy the great outdoors during your retirement, then New Castle might just be the Midwestern destination you hoped for you. This safe and affordable community offers a comfortable quality of life. Tucked into the heart of the Hoosier State, it is 45 miles from Indianapolis.

New Castle is about substance, not spectacle. It is a city defined by its people, not its skyline. Here, you will find a tight-knit community where neighbors watch out for one another. New Castle has a surprising array of amenities, from art galleries and museums to parks and recreational opportunities.

And let’s talk about the cost of living. It’s a downright bargain compared to many other retirement destinations. Your dollar stretches further here, allowing you to enjoy a comfortable lifestyle without breaking the bank.

With easy access to Indianapolis and other larger cities, you are never far from medical care, cultural attractions, or family and friends. Be “those” grandparents! Take the grandkids to the Children’s Museum of Indianapolis for world-class exhibits encouraging curiosity and learning. The Indianapolis Zoo is sure to impress with 1,400+ animals, a botanical garden, and aquarium.

If you are dreaming of a quieter life without sacrificing quality, New Castle might just be your golden ticket. Rediscover the simple joys of life, build lasting friendships, and enjoy your golden years to the fullest. Choose the ideal new home in New Castle and start enjoying retirement on your terms.

7. Anderson

Percentage of the Population Over 65: 18%

Median Home Value: $72,900

Most Recent Annual Number of Violent Crimes: 247

Most Recent Annual Number of Property Crimes: 2,100

Number of Hospitals Within One Mile of the City: 9

Looking for an affordable Indianapolis suburb? Anderson is a great option. If you are dreaming of a tranquil place to live during your retirement, you will love this welcoming community. This affordable Indianapolis suburb is found less than 45 miles to the northeast of the state capital. Kick back and relax in a community sure to win your heart.

Anderson was once a titan of industry. The city’s history is intertwined with the rise and fall of American manufacturing. That industrial legacy has left its mark, both in the city’s architecture and in the spirit of its people. Now, Anderson is a place where the old and the new coexist harmoniously.

The cost of living is remarkably low, and the people are as friendly as they come. You will find plenty of opportunities to stay active with a robust network of golf courses, tennis courts, and even pickleball facilities. And if you are looking to explore the great outdoors, there are several state parks within a short drive, offering hiking, fishing, and camping.

The Anderson Museum of Art offers a surprising collection of contemporary works, and the Paramount Theatre is a historic venue that hosts a variety of performances. For those who enjoy the simple pleasures, a thriving community of seniors are found participating in everything from book clubs to bridge tournaments.

If you are ready to leave the hustle and bustle behind while still being able to access big city attractions like the Indianapolis Speedway, the Indianapolis Zoo, and the Children’s Museum of Indianapolis with ease, Anderson should make your list of consideration. This community will welcome you with open arms, A new home in Anderson might just be the perfect place to spend your golden years.

8. Muncie

Percentage of the Population Over 65: 13.9%

Median Home Value: $73,500

Most Recent Annual Number of Violent Crimes: 222

Most Recent Annual Number of Property Crimes: 2,205

Number of Hospitals Within One Mile of the City: 4

Muncie isn’t just another Midwestern city; it is a blend of rich history and modern charm that beckons retirees seeking a place to call home. Located in East Central Indiana, Muncie is approximately 60 miles northeast of Indianapolis, the state capital, and around 75 miles southwest of Fort Wayne. This strategic positioning places Muncie within easy reach of larger urban centers while maintaining its unique small-town allure.

Muncie is a historic Indianapolis suburb that can excite with its attractions and amenities. Museum lovers have the National Model Aviation Museum, the Oakhurst Gardens, the David Owsley Museum of Art, and the Charles W. Brown Planetarium at their fingertips. Minnetrista, a cultural center and museum set on 40 acres of gardens and natural beauty, offers a glimpse into the region’s history and heritage, alongside a busy calendar of workshops, events, and farmers’ markets. Morrow’s Meadow allows active adults to enjoy Mother Nature, while local wineries let them relax over delicious wines.  

Known affectionately as “Middletown,” Muncie gained national recognition from a series of sociological studies conducted by Robert and Helen Lynd in the 1920s and 1930s. These studies painted Muncie as the quintessential American city, making it a subject of fascination and a symbol of Americana.

At the heart of the city is Ball State University, a hub of intellectual and cultural activity. The university’s influence infuses Muncie with youthful energy and offers retirees a plethora of lifelong learning opportunities through the Senior Academy, which provides classes and lectures tailored for older adults.

Nature lovers will find Muncie’s parks and recreational facilities particularly appealing. Prairie Creek Reservoir, with its 1,275 acres of water and 750 acres of land, is perfect for boating, fishing, hiking, and picnicking. Cardinal Greenway, the longest rail-trail in Indiana, offers scenic routes for walking, biking, and jogging, making it a haven for outdoor enthusiasts.

Entertainment options abound, from performances at the Muncie Civic Theatre to concerts at the Emens Auditorium. For dining and shopping, the revitalized downtown area features a mix of boutique shops, local eateries, and fine dining establishments. From major retailers found in numerous shopping centers, you will have opportunities to find everything you need. Muncie’s family-friendly environment also makes it an ideal spot for visits from grandchildren. Places like the Muncie Children’s Museum and Tuhey Pool offer fun and educational experiences for younger visitors.

Retirees will appreciate the city’s focus on community and wellness. Senior centers like the Forest Park Senior Center offer a range of activities. Take a fitness class or engage with new friends at one of the many social events. Golfers can tee off at the Crestview and Delaware Country Club courses. Excellent healthcare services are provided by IU Health Ball Memorial Hospital, a comprehensive medical center known for its quality care.

Embrace your golden years and the many anticipated adventures from a welcoming new home in Muncie. Experience small-town life with a unique blend of history, education, and community spirit. Muncie is a compelling choice for those looking for a welcoming setting.

9. East Chicago

Percentage of the Population Over 65: 14.1%

Median Home Value: $74,500

Most Recent Annual Number of Violent Crimes: 202

Most Recent Annual Number of Property Crimes: 1,097

Number of Hospitals Within One Mile of the City: 46

If you want to call the Windy City home during your retirement, but prefer having a serene community to call home, then you will love life in East Chicago, IN. This comfortable and affordable Chicago suburb located southeast of Chicago is a great alternative. You get the best of both worlds with access to big city attractions while enjoying the serenity of the suburbs.

Found on the southern shore of Lake Michigan, East Chicago is a wonderful spot to enjoy retirement. It is part of the Chicago metropolitan area, so you’re never far from the Windy City, but it is worlds apart in terms of pace and price. Find a decent cup of coffee for a buck and change, and the locals will know your name.

The cost of living is a dream. You can stretch your pension a lot further here than in many other parts of the country. East Chicago is a great base for exploring the region. Chicago is a short drive away, offering endless entertainment, culture, and shopping. From the stunning Chi-Town skyline to an abundance of museums, there is never a lack of things to do. Closer to home, you will find plenty of quiet parks and nature preserves perfect for strolling, biking, or birdwatching.  

East Chicago is more about the quiet pleasures of retirement. There are a few golf courses in the area. The real draw here is the lake. Spend your days fishing, boating, or simply watching the waves roll in on Lake Michigan.

This city in transition might be what you are needing. Enjoy an affordable, laid-back place to spend your golden years, with the added bonus of easy access to a world-class city. East Chicago is worth a closer look.

10. Vincennes

Percentage of the Population Over 65: 16.8%

Median Home Value: $77,700

Most Recent Annual Number of Violent Crimes: 20

Most Recent Annual Number of Property Crimes: 797

Number of Hospitals Within One Mile of the City: 2

Vincennes is a thriving urban hub on the banks of the Wabash River. Found in the southwestern corner of the Hoosier State. It is a world away from the frenetic pace of Indianapolis, yet close enough to enjoy the amenities of larger cities like Evansville and Terre Haute. They call it the “Gateway to the West,” a nickname earned for its pivotal role in American history.

The George Rogers National Park has historical architecture for you to admire and great walking paths where you can get some exercise and hear some of the tales of riverboat gamblers and pioneers. The Wabash River, which lazily winds through the city, adds a touch of serenity to the landscape.

Vincennes offers an idyllic escape. Imagine mornings spent strolling through the historic downtown, browsing antique shops, or enjoying a leisurely breakfast at a local cafe. The city’s museums, including the Vigo County Historical Society Museum and the Indiana Military Museum, offer endless opportunities to learn about the area. Fish, hike and camp at nearby state parks like Lincoln State Park.

Vincennes hosts a variety of events throughout the year, from art festivals to live music performances. The dining scene offers a delightful mix of home-cooked comfort food and innovative cuisine. Shopping enthusiasts will find a good selection of boutiques and specialty stores.

For the active retiree, Vincennes provides ample opportunities to stay engaged. From golf and tennis to a vibrant senior center offering a range of activities, Vincennes will have you engaged. When the grandkids come to visit, explore the riverfront and discover the wonders of nature at nearby state parks.

Healthcare in Vincennes is solid, with several hospitals and clinics providing quality care. While it may not have the same level of big-city amenities as some other retirement destinations, Vincennes offers a unique blend of history, natural beauty, and a strong sense of community that is hard to find elsewhere. Take a look at this Midwestern locale for a great retirement destination.

NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. Median home price, number of hospitals, 65+ population, and crime rates were entered into an algorithm to calculate a score for each city whose population is at least 10,000.

Common Questions About Retiring in Indiana

Access to Doctors is calculated by finding the number of hospitals, discounting children’s hospitals and VA hospitals within one mile of the city.