North Dakota is known for its rich Native American culture and heritage, oil and agriculture production, and buffalo. From the rolling prairies to the rushing rivers, North Dakota is also a sight to behold. If you’re interested in moving to “the breadbasket of the country”, NewHomeSource has compiled a list of the top nine most affordable cities.
9 Most Affordable Cities
1. Jamestown
Home Price to Income Ratio: 2.80
Average Property Tax: $1,723
Median Household Income: $51,789
Jamestown ranks as the most affordable city in North Dakota. Folks can learn about local history at the Stutsman County Memorial Museum. To discover more about Native American history, check out the National Buffalo Museum, complete with the world’s largest buffalo statue!
2. Grand Forks
Home Price to Income Ratio: 4.20
Average Property Tax: $2,587
Median Household Income: $50,076
Grand Forks is located in east-central North Dakota, along the border it shares with Minnesota. The Red River comprises the city’s eastern border, and you can find multiple parks and notable sites like Grand Forks County Historical Society, along the river. For entertainment, check out the newest gallery at the North Dakota Museum of Art, or catch a live performance at the Fire Hall Theater or Empire Arts Center.
3. Mandan
Home Price to Income Ratio: 3.12
Average Property Tax: $2,239
Median Household Income: $69,014
Just west of Bismarck, the capital, lies the city of Mandan which has just over 22,000 residents. Located along the Missouri River, Mandan provides access to great riverside green spaces and trails such as the Missouri River State Natural Area. Mandan is also home to the North Dakota State Railroad Museum, golf courses, and a livestock auction house.
4. Fargo
Home Price to Income Ratio: 3.82
Average Property Tax: $2,672
Median Household Income: $55,551
With over 125,000 residents calling it home, Fargo is the largest city in North Dakota. As you’d expect from a bustling city, Fargo is packed with attractions and all kinds of amenities, including museums, a zoo, and an international airport. Whether you prefer family outings at the local amusement park or catching a live show at the multipurpose Fargodome, you’ll never run out of fun things to do in Fargo.
5. West Fargo
Home Price to Income Ratio: 2.83
Average Property Tax: $3,037
Median Household Income: $85,120
As you’d expect from its name, West Fargo is located just west of Fargo. With a population of 38,000 and counting, West Fargo is the fifth largest city in the state. Be sure to check out Bonanzaville, an area dedicated to 41 historic buildings and galleries containing 400,000 artifacts.
6. Bismarck
Home Price to Income Ratio: 3.81
Average Property Tax: $2,208
Median Household Income: $64,444
North Dakota’s capital city lands in sixth place on our list of most affordable cities. Museum aficionados will love Camp Hancock State Historic Site and North Dakota’s Gateway to Science. Other notable attractions include the Dakota Zoo, North Dakota Heritage Center & State Museum, and Bismarck Art Alley.
7. Dickinson
Home Price to Income Ratio: 3.46
Average Property Tax: $1,928
Median Household Income: $68,718
Dickinson is a west-central city and the county seat of Stark County. The city host parks and sports centers, and is also home to the Dickinson Museum Center & Badlands Dinosaur Museum, Dickinson State University, and North Park Campground.
8. Minot
Home Price to Income Ratio: 3.15
Average Property Tax: $1,962
Median Household Income: $66,194
This northern city has a long history in aviation, which is on display at the Dakota Territory Air Museum. Further south, you can find the Roosevelt Park Zoo, North Dakota State Fair Center, and Taube Art Museum. The Minot International Airport, located near Minot State University, makes travel a breeze.
9. Williston
Home Price to Income Ratio: 2.82
Average Property Tax: $1,671
Median Household Income: $84,710
Last but certainly not least is Williston, the county seat of Williams County. Williston has all the urban amenities you could want, including parks, grocery stores, and restaurants.
Cities with the Best Home Price to Income Ratio
While the list above is sorted by the lowest overall cost of living index, the following cities have the lowest home price to income ratio, meaning you can get more home for your money.
- Jamestown
- Williston
- West Fargo
Sarah graduated from Trinity University in 2012 with a degree in International Relations and Political Science. She writes blogs on new homes, decor, communities, and more for NewHomeSource. When she’s not writing, you can find her spending time with her three cats.