The North Dakota grasslands are an idyllic place to spend your retirement years. Crisscrossing the state are abundant wildlife refuges and endless acres of farming and ranching lands. Another stunning attraction is the International Peace Garden, adjacent to the Canadian border. From corner to corner, North Dakota is a peaceful, relaxing state to call home.
NewHomeSource has collected the top nine cities for retirees in North Dakota and some of these are even on the list of affordable cities for North Dakota. Find the perfect city for the ideal lifestyle in your retirement and get ready to buy your dream retirement home.
1. Jamestown
Percentage of the Population Over 65: 21%
Median Home Value: $185,300
Most Recent Annual Number of Violent Crimes: 37
Most Recent Annual Number of Property Crimes: 315
Number of Hospitals Within Within 25 Miles of the City: 2
Jamestown is best known for its buffalo, but there is more to that in this North Dakota city. Jamestown is found in the southeastern part of the state. Jamestown is known for its welcoming community and scenic surroundings. The city is nestled between Fargo and Bismarck, providing easy access to these larger urban centers while maintaining a quieter, more relaxed lifestyle.
Nature enthusiasts will love the boat launches, picnic shelters, beaches, walking and biking trails. And if you are feeling adventurous, you may want to spend a day on the world-class disc golf course. The Jamestown Reservoir and the Pipestem Reservoir offer excellent opportunities for fishing, boating, and birdwatching. McElroy Park, with its beautiful landscapes and walking trails, is perfect for leisurely strolls. The nearby Fort Seward Archaeological Site and Interpretive Center adds a touch of historical intrigue to outdoor activities. Golf enthusiasts can enjoy the Hillcrest Golf Course, an 18-hole course with well-maintained greens and picturesque views.
Jamestown is proud to present the World’s Largest Buffalo and the National Buffalo Museum. Visitors can learn about the history of the American bison and even see a live herd, including the rare white buffalo. The Frontier Village adjacent to the museum offers a glimpse into the pioneer days with its restored buildings and artifacts. Additionally, the Stutsman County Memorial Museum showcases the local history, providing an enriching experience for history enthusiasts.
Healthcare in Jamestown is well-regarded, with the Jamestown Regional Medical Center providing comprehensive medical services, including specialized care for seniors. The city also offers various senior centers and services aimed at enhancing the quality of life for older residents. The James River Senior Center, for instance, provides a range of activities, social events, and support services tailored to the needs of retirees.
Jamestown’s appeal for retirees lies in its balance of tranquility, community spirit, and accessibility to amenities. Seniors will love the relaxing and welcoming atmosphere for a retirement destination.
2. Minot
Percentage of the Population Over 65: 14%
Median Home Value: $241,900
Most Recent Annual Number of Violent Crimes: 130
Most Recent Annual Number of Property Crimes: 984
Number of Hospitals Within Within 25 Miles of the City: 1
Retirees in Minot never lack something to do. Minot, ND, known as the “Magic City,” keeps its residents busy with a wide variety of attractions and activities for everyone. Check out the local history at the Dakota Territory Air Museum or get your car fix at one of the two racing tracks: Magic City International Dragway or Nodak Speedway. If you want to practice your swing, you can spend a day on the golf course. Sample some local cuisine at Charlie’s Main Street Cafe, one of Minot’s oldest restaurants.
Small-town charm and modern amenities are located in the north-central part of the state. The city is within reasonable driving distance of larger cities such as Bismarck and Fargo, providing access to additional amenities and services while maintaining a peaceful, close-knit atmosphere.
Outdoor recreational opportunities are found at several parks, including Oak Park, which features walking trails, picnic areas, and playgrounds, perfect for enjoying leisurely afternoons. Roosevelt Park is another favorite, offering a zoo, swimming pool, and various sports facilities. Nearby, Lake Sakakawea State Park provides opportunities for boating, fishing, and camping, making it an excellent spot for outdoor enthusiasts. Retirees can enjoy golfing at the Minot Country Club or Souris Valley Golf Course.
Cultural and educational attractions in Minot are plentiful. The North Dakota State Fair, held annually in Minot, is a major event featuring entertainment, exhibits, and activities for all ages. The Scandinavian Heritage Park celebrates the area’s Nordic roots with replicas of traditional Scandinavian structures and artifacts. For those interested in the arts, the Taube Museum of Art and the Minot Symphony Orchestra offer regular exhibitions and performances.
Healthcare in Minot is top-notch, with facilities like Trinity Health providing comprehensive medical services. The city’s well-regarded medical community ensures that retirees have access to quality healthcare from caring professionals.
Senior centers like the Parker Senior Center provide social activities, fitness programs, and educational classes designed to keep retirees engaged and active. The city hosts numerous community events, workshops, and clubs that cater to various interests, ensuring that retirees can easily find new hobbies and make lasting friendships.
Enjoy a great quality of life in Minot. If you are wanting to check off your wants and needs list, Minot will be a win.
3. Grand Forks
Percentage of the Population Over 65: 13%
Median Home Value: $237,000
Most Recent Annual Number of Violent Crimes: 171
Most Recent Annual Number of Property Crimes: 1,528
Number of Hospitals Within Within 25 Miles of the City: 3
This college town is helping retirees stay young. Grand Forks is nestled in the northeastern part of North Dakota. The live, local music and historic downtown in Grand Forks keep the atmosphere buzzing year-round. Grand Forks is renowned for being home to the University of North Dakota, which infuses the city with youthful energy and offers a variety of cultural and educational opportunities.
The local healthcare system is robust, with Altru Health System offering comprehensive medical services. Grand Forks hosts various events and hobbies tailored to older adults, including arts and crafts, gardening clubs, and community theater groups. You will also find senior citizen centers ready to keep you engaged and active.
In the summer, you can enjoy activities like biking, camping, and birding. When Mother Nature drapes the mountains in snow, you can ski and sled. If that isn’t enough, you can also attend the University of North Dakota hockey games during the season. Enjoy the scenic Greater Grand Forks Greenway, which offers over 2,200 acres of open space along the Red River. Here, retirees can enjoy walking, biking, bird watching, and even fishing. Turtle River State Park, located just a short drive away, provides opportunities for camping, hiking, and picnicking, making it a great spot for day trips or weekend getaways.
For those who enjoy staying active, Grand Forks offers facilities for tennis and other sports. The Choice Health & Fitness center features tennis courts, fitness classes, and swimming pools. Additionally, the city is within driving distance of Fargo, ND, providing access to a larger urban area with even more amenities and entertainment options.
The North Dakota Museum of Art, located on the University of North Dakota campus, features a diverse collection of contemporary and traditional art. The Empire Arts Center hosts a variety of performances, including theater productions, concerts, and films. For those who enjoy golfing, the King’s Walk Golf Course, designed by Arnold Palmer, offers a challenging and beautifully maintained course.
Overall, Grand Forks stands out as a retirement destination. If you’re looking for a welcoming community, Grand Forks measures up.
4. Fargo
Percentage of the Population Over 65: 13%
Median Home Value: $254,900
Most Recent Annual Number of Violent Crimes: 576
Most Recent Annual Number of Property Crimes: 4,058
Number of Hospitals Within Within 25 Miles of the City: 4
Thoughts of the Old West may come to mind when you think of Fargo, North Dakota, but have no fear; those days are stored away in this vibrant city’s history. This dynamic city is found in southeastern North Dakota. It is part of the the Fargo-Moorhead metropolitan area, which includes Moorhead, MN, and offers a diverse array of attractions and services.
Downtown offers a unique range of eating establishments and entertainment venues like the Fargo Theater, an art deco movie house and performing arts venue. You can also support the local sporting events like the RedHawks baseball team, the Fargo Force Hockey team, and the NDSU Bison football team.
Retirees interested in history and culture can explore the Plains Art Museum, which houses a substantial collection of regional and national art. For those who enjoy the outdoors, Fargo is home to several parks, including Lindenwood Park and Island Park, which offer beautiful walking trails, picnic areas, and opportunities for bird watching.
Fargo is known for its healthcare system, featuring top-notch facilities like Sanford Medical Center Fargo and Essentia Health-Fargo. Comprehensive medical services give you great piece of mind. Additionally, the city offers numerous senior centers and services designed to support older adults, including the Fargo Senior Center, which provides a variety of programs and activities such as fitness classes, arts and crafts, and social events.
Fargo offers a variety of dining and shopping options. The city boasts a diverse culinary scene with everything from casual eateries to fine dining restaurants. Shopping opportunities range from local boutiques to large retail centers. Golf enthusiasts can enjoy several golf courses in the area, including Edgewood Golf Course and Rose Creek Golf Course. Tennis courts are available at various parks and recreational centers throughout the city.
Retirees will find that Fargo offers many activities and events tailored to their interests. The city hosts numerous festivals and community events throughout the year, including the Fargo Street Fair and the Fargo Blues Festival. Additionally, there are hobby groups and clubs for almost every interest, from gardening to book clubs, ensuring that retirees can stay active and engaged in their community.
Fargo is an attractive and practical choice for retirees seeking a fulfilling and enjoyable retirement. Choose a home from the welcoming new home communities with a variety of amenities.
5. Mandan
Percentage of the Population Over 65: 16%
Median Home Value: $244,700
Most Recent Annual Number of Violent Crimes: 85
Most Recent Annual Number of Property Crimes: 660
Number of Hospitals Within Within 25 Miles of the City: 2
Mandan, North Dakota, is a charming city situated on the west bank of the Missouri River, directly across from Bismarck, the state capital. This strategic location provides retirees with easy access to the amenities of a larger city while enjoying the tranquility and close-knit community feel of a smaller town. Mandan prides itself on its close community and hometown atmosphere.
The residents keep themselves active on 30+ miles of walking and biking trails that wind through neighborhood parks and the family wellness center. Stay active on the approximately nine miles of cross country ski trails. Additionally, you will find many sports complexes, tennis courts, an indoor swimming pool, and two public golf courses. Retirees can enjoy outdoor activities like hiking, fishing, and bird-watching in the park. Mandan’s Raging Rivers Waterpark and Marina is a family-friendly attraction, perfect for visits from grandchildren.
Mandan hosts special seasonal events that bring the community together, such as Art-in-the-Park Festival, Rodeo Days, and Oktoberfest. The city is renowned for its historical sites, including Fort Abraham Lincoln State Park, which offers a glimpse into the area’s military history and Native American heritage. Visit the North Dakota State Railroad Museum to learn more about the region’s railway history.
Healthcare is a crucial consideration for retirees, and Mandan does not disappoint. The city is served by several healthcare facilities, including CHI St. Alexius Health and Sanford Health, located nearby in Bismarck. Mandan also offers several senior services and centers, such as the Morton County Senior Center, which provides social, recreational, and educational activities tailored to older adults.
Retirees in Mandan can find activities and hobbies that cater to their interests. The city offers a range of clubs and organizations, including gardening clubs, book clubs, and volunteer opportunities. The vibrant cultural scene, friendly residents, and beautiful natural surroundings make Mandan a standout choice for those looking to enjoy their retirement years in a welcoming and dynamic environment.
Mandan’s focus on health, wellness, and an active lifestyle makes it a compelling option for retirees seeking a fulfilling and enjoyable retirement experience. Mandan has its share of welcoming new home communities sure to have the retirement home of your dreams.
6. Dickinson
Percentage of the Population Over 65: 12%
Median Home Value: $250,600
Most Recent Annual Number of Violent Crimes: 52
Most Recent Annual Number of Property Crimes: 446
Number of Hospitals Within Within 25 Miles of the City: 1
Known as the “Queen City of the Prairies,” Dickinson is celebrated for its rich history, friendly community, and picturesque landscapes. Dickinson is a fun and friendly community that’s located in the southwestern part of the state. You can take a walk back in time and explore the “pre-history” of this unique city at the Dickinson Museum Center. The Dickinson Museum Center, which includes the Joachim Regional Museum, showcases the region’s history and heritage. The Badlands Dinosaur Museum is another highlight, featuring impressive fossil exhibits that captivate visitors of all ages.
If you want to stay active, Dickinson’s West River Community Center offers a gym, an indoor track, a fitness center, and tennis courts. You can also enjoy a round of golf at the Heart River Golf Course or spend the day at the Patterson Lake Recreation Area, which is ideal for hiking, biking, boating, fishing, camping, and picnicking.
One of the standout features of Dickinson is its proximity to Theodore Roosevelt National Park, offering retirees numerous opportunities for outdoor recreation. The park is perfect for hiking, wildlife viewing, and enjoying the stunning Badlands scenery. In the city itself, Patterson Lake Recreational Area provides a local spot for fishing, boating, and picnicking. West River Community Center, a state-of-the-art facility, offers a variety of activities and amenities, including swimming pools, fitness classes, and indoor walking tracks, catering to the interests and health needs of older adults.
Healthcare is provided by CHI St. Alexius Health Dickinson Medical Center. Take solace in knowing professional healthcare is close to home. The local senior center offers programs and services designed to enhance the quality of life for older residents, including social gatherings, fitness classes, and educational workshops.
Dickinson is sure to be a great choice for retirees looking for an inviting retirement destination. Take a look at this North Dakota city for its recreational opportunities and amenities.
7. Williston
Percentage of the Population Over 65: 8%
Median Home Value: $245,600
Most Recent Annual Number of Violent Crimes: 133
Most Recent Annual Number of Property Crimes: 795
Number of Hospitals Within Within 25 Miles of the City: 1
Spend this chapter of life in Williston, ND. This northwestern city has a history in oil that has blossomed into a vibrant community. Williston is a great place for active retirees to call home.
One of the key attractions of Williston is its proximity to natural beauty and outdoor recreation. The city is near Lake Sakakawea, one of the largest man-made reservoirs in the United States, offering opportunities for boating, fishing, and hiking. Fort Union Trading Post National Historic Site and Theodore Roosevelt National Park are also nearby, providing historical insights and stunning landscapes to explore. Local parks such as Davidson Park and Spring Lake Park offer peaceful settings for picnics, walking, and enjoying the outdoors.
The Williston Area Recreation Center offers indoor tennis courts, basketball courts, and an indoor golf simulator. If exercising with a group is your cup of tea, you will be happy to know classes are available. And when the weather cooperates, you can play a round or two of golf. You can choose between an 18-hole course, Eagle Ridge Golf Club, and a 9-hole course, Williston Municipal Golf Course.
Cultural and educational experiences are abundant in Williston. The Frontier Museum offers a glimpse into the area’s history, while the James Memorial Art Center hosts art exhibitions and community events. Williston is also home to the Williston Basin Speedway, where you can enjoy local races and entertainment.
Williston is well-equipped with modern medical facilities. CHI St. Alexius Health Williston Medical Center provides comprehensive healthcare services delivered by caring, professional staff.
For those interested in social activities and hobbies, the Williston Senior Center offers various programs, including fitness classes, arts and crafts, and social gatherings. The city’s parks and recreation department also organizes events and activities tailored to older adults, promoting an active and engaged lifestyle.
Don’t pass on Williston. It is an inviting North Dakota city sure to have you enjoying your senior years in a multitude of ways.
8. West Fargo
Percentage of the Population Over 65: 10%
Median Home Value: $282,400
Most Recent Annual Number of Violent Crimes: 55
Most Recent Annual Number of Property Crimes: 584
Number of Hospitals Within Within 25 Miles of the City: 4
West Fargo is one of the fastest growing cities in North Dakota and it is big on its community feel. West Fargo is located in the southeastern part of the state, adjacent to Fargo, the largest city in North Dakota. This proximity provides residents with the conveniences of a larger city while maintaining a quieter, more relaxed atmosphere. The exciting nightlife and downtown atmosphere make living in West Fargo the best option for retirees looking to keep their social schedules full.
West Fargo is proud of its extensive park system. Veterans Memorial Pool and Rendezvous Park are popular spots, offering walking trails, picnic areas, and recreational facilities. The nearby Sheyenne River provides opportunities for fishing and leisurely walks along its scenic banks. For those who enjoy the great outdoors, West Fargo is within a reasonable drive of state parks like Maplewood State Park and Buffalo River State Park, where activities such as hiking, bird watching, and camping are available.
West Fargo is home to several museums and attractions. The Bonanzaville USA, a pioneer village and museum, showcases the history of the area with exhibits and events. The West Fargo Public Library frequently hosts events and programs geared toward older adults, including book clubs, technology classes, and social gatherings. The Fargo Theatre offers a mix of classic films, live performances, and concerts, while the West Fargo Events Center hosts community events and gatherings.
West Fargo gives you access to top-notch medical facilities. The Sanford Medical Center in nearby Fargo provides comprehensive healthcare services, including specialized care for seniors. Additionally, West Fargo has various clinics and healthcare offering excellent medical care.
Dining in West Fargo is diverse, with a variety of restaurants offering everything from local cuisine to international flavors. Choose a local restaurant or popular chain restaurants. Shopping is convenient with several retail centers and boutique stores.
For retirees looking to stay active, West Fargo offers numerous activities and hobbies. Golf enthusiasts can enjoy courses like the Maple River Golf Club and the Osgood Golf Course. Tennis courts and other recreational facilities are available at local parks. The city also has senior centers that provide services and activities tailored to older residents, including fitness classes, social events, and educational programs.
Choosing West Fargo over other locales for retirement comes down to its unique combination of community spirit, excellent amenities, and proximity to a larger city. This city is ideal for retirees wanting to live in a new home. Discover a variety of new home communities in the West Fargo area.
9. Bismarck
Percentage of the Population Over 65: 18%
Median Home Value: $283,800
Most Recent Annual Number of Violent Crimes: 229
Most Recent Annual Number of Property Crimes: 2,080
Number of Hospitals Within 25 Miles of the City: 2
Rounding out our list is Bismarck. Bismarck is the place to be for North Dakota culture, art, history, and shopping. The capital city is brimming with rich history and picturesque landscapes. Bismarck is located in the south-central part of the state along the Missouri River. Bismarck combines the charm of a smaller city with the amenities and services often found in larger urban areas. If you are looking for a friendly city with beautiful landscapes, Bismarck is the one!
Love the outdoors? One of the main attractions for retirees in Bismarck is its access to numerous parks and outdoor recreation. The city boasts several well-maintained parks such as Sertoma Park, which offers walking trails, picnic areas, and a zoo. Nearby, the stunning Fort Abraham Lincoln State Park provides historical insights along with hiking and camping options. For water enthusiasts, the Missouri River is ideal for boating and fishing. The state parks in the vicinity offer a range of activities from bird watching to nature photography, ensuring there’s always something to do in the great outdoors.
Cultural and historical attractions in Bismarck are abundant. The North Dakota Heritage Center & State Museum offers a comprehensive look at the state’s history and heritage. Art lovers can visit the Bismarck Art & Galleries Association to enjoy local and regional art exhibits. Additionally, the Dakota Zoo and the Bismarck Civic Center host events and exhibitions that cater to various interests. For those who enjoy learning, Bismarck State College provides retirees access to community education classes.
Healthcare in Bismarck is excellent, with several highly-rated facilities including Sanford Medical Center and CHI St. Alexius Health. These hospitals offer a full range of medical services and specialties to ensure you receive the healthcare you need.
Entertainment and dining in Bismarck are diverse. The downtown area features a variety of restaurants, cafes, and shops. From local diners serving comfort food to fine dining establishments offering gourmet cuisine, there’s something to tempt your taste buds. Shopping enthusiasts will appreciate the variety of boutiques and stores available, including numerous retail outlets.
For retirees who enjoy staying active, Bismarck offers numerous activities and hobbies tailored to older residents. The city’s Park & Recreation Department organizes various classes and programs, including fitness classes, arts and crafts, and social events. Golfers can enjoy the Bismarck Municipal Golf Course or the Tom O’Leary Golf Course, both offering beautiful greens and well-maintained facilities. Tennis enthusiasts can take advantage of the numerous public tennis courts.
Senior services in Bismarck are robust, with multiple senior centers like the Burleigh County Senior Center providing meals, social activities, and support services. These centers offer a welcoming environment for older adults to connect and engage in a variety of programs designed to enhance their quality of life.
There’s no question that Bismarck should complete this list. This capital city has new homes and amenities that will make you feel right at home!
Common Questions About Retiring in North Dakota
Yes. Once you take up residence in North Dakota, all your income from that point on, regardless of its source, becomes subject to North Dakota income tax.
Social Security benefits are not taxed for joint filers with a federal adjusted gross income of $100,000 or less and other taxpayers with a federal AGI of $50,000 or less.
NewHomeSource pulled data from the FBI Uniform Crime Reporting Services, Medicare’s Hospital Compare, and the U.S. Census Bureau. In the event exact crime data was unavailable, estimates were used. Median home price, number of hospitals, 65+ population, and crime rates were entered into an algorithm to calculate a score for each city whose population is at least 10,000.
Jessi Gonzalez writes on the topics of home-buying, home decor, and home-ownership for New Home Source. She has a degree from Coastal Bend College and is currently enrolled in the English degree program at Texas A&M Corpus Christi.